after 2 years i finally found help
I am a divorced male 49 years of age life was great up until my divorce and having surgery putting me on disability,I notified the bank that I was going to have surgery and will be off work for 6 months,well the bank said ok thanks for letting us know and try to make as much payment as you can,they asked that I informed them the day I went into surgery and the day I came out this I did as requested,I notified them that there would be no way I could pay the full mortgage and alimony and all other bills,they said they will work with me, well don't believe them all that was happening was getting further behind on my payments it got to a point where they would no longer take my money for mortgage payment and that I was in active foreclosure,to my surprise I said how can this happen I have been trying to get some type of government assistance for 2 years I was denied several times by the bank telling me I made to much money to qualify or I qualified then I didn't qualify,I even went to a NACA program and they didn't help either, it got to a point where the foreclosure proceedings kept coming and coming notices tape to my front door tell me about foreclosure date and mailings about the same. My friend told me about someone that he knew that was in the same situation that I was in and gave me the number there are to many company's claiming to do what they say they can do but all they do is tie up matters take your money and say they cant help,I know of several people that this has happen to so I called this number talked to the person in charge and explained my situation to him and he asked my if I was behind on my mortgage and I said yes he notified me that his program was only geared for people current with their mortgage and refinance only, he said he had a friend that handles situations that I am in so since I know that this person helped my friends friend I felt this was a good referral,the company that he refereed me to was the hope for homes consumer advocacy group, I called talked to Robert and Claudia which they have been very helpful they put together what ever they do had me follow up on my end what they requested sent out notices to the different agency's and the lender. Since the bank was no longer taking my money I wasn't going to give up my home and trusted hope for homes,remember it has taken me 2 years to even try to get somewhere on my own and went no where the bank kept telling me to hang in there but the whole time they were preceding with foreclosure. Well I did what consumer advocacy group asked of me and within 45 days I had the letters from the bank,senators,u s treasury dept, and even a hamp representative said that all these programs are free but why doesn't no one point you in the right direction, well amazing because the bank called me and said we have a complaint letter that I filed and that they were going to find out what happen and what they can do for me, well now after hope for homes properly did all the paper work they said the bank cant deny my I qualify for the modification program and true to their word with in 1 week of the phone call from the bank they said I was approved. I know for a fact with out the help of hope for homes I would of lost my home I have sent out my second trial period payment one more to go. My original mortgage payment was 2675.45 after the review from the bank my payment is at this time now 1643.57 this has helped me a lot at least at this point I am not worried about losing my home thanks to hope for homes and Robert and Claudia thanks to your company for your help I could not of kept my home if it wasn't for all the work you 2 have put in, I highly recommend using consumer advocacy group they talked straight from the beginning and that are still in contact with me and following up on my behalf once again you can trust this group they are true to their work read more