1. 1st Security Bank

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Manzanita, OR

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1st Security Bank

5.0 (1 review)
Closed • 9:00 am - 5:00 pm

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Business merchant services

Personal banking

Business loan

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3 months ago

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Malcolm C.

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Phil Gerstner - Lighthouse Financial Enterprises, Inc. - Best Mortgage Lender Salem, OR

Phil Gerstner - Lighthouse Financial Enterprises, Inc.

(5 reviews)

I am pleased to recommend Phillip H. Gerstner, CPA, of Lighthouse Financial Enterprises, Inc. as…read moreyour mortgage broker. Phil took our project on a year in advance and helped us worked through some challenges that we could not have figured out on our own. He is patient, intelligent, and presents information in a logical and orderly fashion. You will trust him right away as I did. One thing I really enjoyed is, Phil has a "can do" attitude, and seeks to get things done, i.e., he doesn't let things linger on his desk, and you don't have to push him, or follow up incessantly. When you are in the middle of buying a home and already wading through so much paperwork, this is exactly the kind of broker you want to have. We did interview other brokers from the "Best Of Salem" list in addition to Phil, and my wife and I were both shocked at how dismissive and cold some of them were - they talked down to us like we were nobody. I don't know about you, but people like that don't deserve our time and money. Phil Gerstner is a kind person who will advocate for you, and give you good advice. It was an absolute blessing to find him, and we could not have put this deal together without him. If I saw Phil Gerstner on the street even today even after the fact, I would be delighted to stop and have a word with him.

The only reason I gave a rating of "five" is because there isn't an option to give SIX!…read more My wife and I have had a lot of experience over the last 23 years buying and selling properties. We had been watching property in a very specific part of town for nearly two years. As our country's financial outlook began to turn gloomy, we decided we'd better pull the trigger quickly before rates went to the moon. A friend we trust recommended Phil Gerstner at Lighthouse Home Loans. We reached out to Phil and the rest is history. Understand, we've bought and sold more than a dozen properties in a couple of decades and we have NEVER had such an OUTSTANDING experience as we did with Phil and his team. We thought for certain we'd waited too long and would pay the price through high rates. Phil shopped our loan HARD and found us several options to choose from that made sense and were manageable for us. Phil took the time to teach us about the process, broke each option down into steps that helped us understand potential outcomes BEFORE we made a decision. We have NEVER had a broker take the time and spend the energy doing this before and we have come to VALUE Phil's thoughtful input. I CANNOT RECOMMEND PHIL AND LIGHTHOUSE LOANS STRONGLY ENOUGH. You will be doing yourself, your family, and your future a huge disservice if you don't at least have a conversation with him, talk about your plans, dreams, and options. Thanks Phil and Lighthouse! We LOVE our new home.

U.S. Bank Branch

U.S. Bank Branch

(4 reviews)

I just heard an almost unbelievable story involving a friend of mine and U.S. Bank. After the loss…read moreof his stepfather, he was simply trying to stop billing on a safety deposit box--an issue involving only $84 a year. There was nothing of value in the box, and his only goal was to wrap things up during an already difficult time. He had a valid power of attorney and was told it would be sufficient, only to later be told the branch did not have it on file. By the time he located the document and brought it back in, they claimed it had expired and still refused to shut off the safety deposit box. It's deeply disappointing that a small branch like Manzanita would put someone who is grieving and trying to responsibly handle final details through this kind of unnecessary stress--especially over such a minor amount. A little compassion, consistency, and common sense would have gone a long way here.

I have used the ATM here numerous times over the years. I had an account here as well some years…read moreback, but I gave it up. This time I went to withdraw some cash. The machine ate my card. " Deja vu" this happened once before years ago; but I was able to go inside and retrieve my card. This time it was flat out refused. The explanation ranged from " We don't service this machine ourselves" To : We have already serviced it and destroyed your card ! It's been cut into pieces ! So, I asked for the pieces back ! Oh No ! We can't do that ! " they are locked up ! " But we do return the cards inadvertently retained by US Bank customers !!!! Where do these worker "bees" s in this bank get off treating customers like that ! ? US bank charges a fee every time I use this ATM. Well No more never ever again. So ! tourists and other visitors to Manzanita beware ! Make sure you carry x-tra cash and replacement/different card or your vacation could be cut short. It is a disgrace uf unheard of dimensions Incidentally used an internationally recognized card which I have used for more than 13 years in Manzanita, Tillamook; Seaside and Astoria without incident.; As well as in 7 Western STATES. It will now take me I'm guessing 6-8 weeks to have it replaced. I called my bank right and they assured me that are and were absolutely no issues with my card

1st Security Bank - banks - Updated October 2026

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