Don't use the online service if you are expecting the money to be sent quickly. The website advertises you can send the money within "minutes". I tried to send some money to Florida, and after about an hour, the recipient tried to collect it. However, when they got to the store, they were told the money was not available yet. I called Western Union to see what the problem was. I was told that for online transactions there is a 2 hour validation process. No mention of this is on their website. They shouldn't advertise "in minutes" when in reality it takes at least 2 hours. Misleading and deceptive! read more