Unfortunately, I am looking for a new agency this year. I bought my Travelers Insurance…read morehome/auto/umbrella policies here since 2020, but I will not return. My homeowners premiums increased in 2025 by 40% with no explanation or concern from Atlas. In July of 2025 I received a notice letter from Travelers notifying me that my homeowners policy would renew in August 2025, but the deductible for hail/storm damage claims was increasing to $2,500.00. Presumably this was due to hail damage roof claims in my area. The next month I became aware of hail damage to my roof and filed my first ever homeowners claim. Travelers denied the claim due to "wear and tear" ignoring photographs of hail damage. Travelers has now denied my appeal of the claim even with a public adjuster and an independent report showing multiple areas of hail damage. Several other homes in my neighborhood have had recent roof replacements due to hail damage. Other companies covered those claims on roofs the same are as mine. At the follow-up inspection for my claim appeal, the adjuster said he would "try to get it right this time" to get my claim approved. It was promptly denied again claiming vague "wear and tear" excuses. From my work expertise in the insurance industry, I know that brokers/agents can assist with claims if they want to help and keep your business. Atlas Insurance has taken no action to assist with this claim or support me in any way. They just assume they will continue to get my business and couldn't care less about my claim when I actually need coverage. Because I filed this valid claim that was denied in bad faith by Travelers, I will now be required to replace my roof out of pocket before I can change insurance carriers (and brokers) later this year. I have also never received some of the policy premium discounts that I was promised when I signed up with Atlas in 2020. Hopefully other people have experienced better treatment and service from Atlas and Travelers.

I am very loyal and do not change insurance companies very easily. However, I am loyal to those…read morewho are loyal to me and when I came to realize that my previous insurance provider did not have my best interest at heart I began my search. Eddie Penagos earned my trust and my loyalty. I have better coverage at a rate that is consistent with product quality. See if you agree in your own case.

This Allstate is horrible. The people are dumb as a box of rocks. They messed up our homeowners…read morepolicy 3 times making mistakes. Kept calling to tell us they had to change things on our policy which always made the rate increase. Gave up after the third time and changed to a different company. Poor customer service.

From the owner: Contact my Agency to get a Quick,Personalized Insurance Quote Today! A great rate is just a call…read moreor click away. Born and raised in Ringgold, I am a graduate of Bryan College. I've represented Allstate since 2016 in management and agency ownership, and bring a lot of experience to the customer relationship.

AWesome service!!! these guys are the best friendly answered al my questions and beyond top notch…read morecustomer service.

This agency provides very responsive and professional service at a very competitive price…read more I changed from Farm Bureau to State Farm in February of 2020 after a 34 year relationship with my previous agent and could not be happier.

Great customer service! I would recommend just talking with Todd and his team. They were honest…read moreand helpful in every way.

From the owner: Our mission is to provide each State Farm customer (in Ooltewah, Collegedale, Harrison,…read moreChattanooga, Apison, McDonald, Birchwood, Cleveland and Surrounding Areas) second to none Customer service; be honest, helpful and knowledgeable in our abilities to help customers manage the risks of everyday life and realize their DREAMS! License #: TN-883263, AL-3002829782, GA-802709

If you are looking for a friendly, competent, friendly office, then this is the office for you!…read moreGive this office a call for a free quote! Everyone in this office is very knowledgeable. Jackie has been an agent for 30 years and Violet has been an agent for almost 35 years. So they definitely know what they are doing!!

From the owner: Our mission is to help people manage the risks of everyday life, recover from the unexpected and…read morerealize their dreams. Get Coverage You Can Trust. Compare and Save Now. Whatever Your Needs Are State Farm has you Covered. Click or Call for a Free Insurance Quote Today. License #: GA-423353, AL-3001384147, SC-6760498, TN-2307867