I have lived many places in my 72 years of life and in those years have had and utilized many…read morefinancial institutions, never have I been treated as badly as Sunbelt. They don't even appear to live in this century, no international wire transfers, must wait two weeks to access funds from a large check. My Mother passed and they refuse to cash a state check made out to her estate. The are inept to a degree I've never seen before. Recently they made not one but two mistakes in one simple transaction. They had to call me at home to tell me about it, and they were even rude then, like it was my fault. I not only do not recommend but would encourage others to move to any other financial institution. I will be moving to another "bank" ASAP. I'm unsure why my profile shows a Kansas, I live in Laurel MS. I see MANY others agree with my assessment.
AI Overview
Sunbelt Federal Credit Union (Sunbelt FCU)
generally receives mixed to negative reviews from customers, with many highlighting poor customer service, system issues, and difficulty accessing funds. Some specific branches and employees, however, have received positive feedback for their helpfulness.
Common Customer Complaints
Reviews frequently mention the following issues:
Poor Customer Service Customers report rude or unhelpful staff and management, long wait times for assistance, and difficulties in getting problems resolved.
System and Online Banking Issues Members often complain about unreliable online banking platforms, incorrect account balances, and systems being down frequently, especially on weekends and holidays, making it difficult to access funds or pay bills.
Holds on Funds Some business and personal account holders have reported significant holds on deposited checks, sometimes for weeks, which can impact their operations and access to money.
Loan and Account Problems There are reports of issues with loan processing, unexpected fees, accounts being frozen without clear communication, and problems with card services like debit cards being locked for out-of-state travel.
Positive Feedback
Despite the complaints, some members have reported positive experiences, including:
Specific Branch Experiences Certain branch locations, such as the one in Waynesboro, MS, have received positive mentions for their professional and helpful staff.
Competitive Rates/Benefits A few reviews praise the credit union for offering good interest rates on checking accounts, competitive loan rates after refinancing, and a good benefits package for employees.
Employer Reviews
Employee reviews are also mixed, with many mentioning a "toxic" work environment, high employee turnover, and management issues, while others praise the benefits and certain co-workers.
For more details, you can visit the Sunbelt Federal Credit Union website or check member review