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The Credit Chick

5.0 (1 review)
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6 years ago

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Nationwide Credit Clearing - TV host Todd Stern from the #1 cable show Credit Talk

Nationwide Credit Clearing

(43 reviews)

Bucktown

Amazing!! I had really terrible credit immediately out of high school back when they allowed…read morecreditors to just send u credit cards in the mail when u turned 18. I wasn't really taught how to use them properly and got in over my head. That was a start to a full adult life of bad credit. Not to mention years of medical bills & all sorts of other things on top of the credit card debt. I always had a low credit score and just got used to functioning in life that way. Got used to having to pay more interest on everything etc etc. A friend referred me to Nationwide after wasting money paying other credit repair companies to do what I could have done on my own and then seeing the creditors just add it right back on somehow. She referred me to Caroline as like the broker between the actual team who clears your credit. I've never met her in person but she is amazing and will DEFINITELY have a good story to tell you! I may have had 6 figures worth of bad credit when I signed up with them (added all together between the bureaus) now I have ZERO and NOTHING was ever added back on by the creditors after being removed. NOTHING! They definitely give you an A+ report card!! I confidently can say they are the ABSOLUTE BEST out of all the repair companies you hear about. I've referred sooooooooooooo many people to them and they all have great credit now, thanks to Nationwide! Be patient with the process if u may have difficult items like I did. Lots fall off quickly in the beginning but u have to just have peace and patience for the rest. Good things come to those who wait! It WILL come off. They work hard and prove it to u with reports that u can log in to see the progress and when and who they reached out to. I just forgot about mine and kept living my life and checking my report periodically. If you are looking for a quick fix, but you have terrible things on your credit you can go to one of those other companies, but the likelihood of it staying off your report with the other companies is very low. They WILL NOT come back with Nationwide! I do not know these people. I've never met them. Only phone and email conversations. I'm not being paid for this review and get zero benefit from taking the time to write it. I'm writing this detailed review because they genuinely deserve it!!! My suggestion to anyone using this service is to be proactive on top of what they are doing for u in the meantime. If u can, open up a few SECURE credit cards with ur own money to begin to build credit again. When Nationwide takes everything off, it will look as if you've never had credit and having the secure cards will help u to build new credit and start over from scratch. Now you should know what NOT to do and make better choices. This is the process I took and eventually the secure cards gave me my money back and gave me a higher limit and I never allowed it to go over 20% usage and always always always pay on time now. After always being denied luxury vehicles, places to live etc, I was able to walk into a luxury dealership, apply to get a new car lease and they approved me with no money down and no proof of anything!!! My next step is a home. Hopefully this honest review helps you as I believe all of this to be true for my experience and all of the people I referred as well. Good luck!!!! Thank you Nationwide!!!!!!!!

Don't waste your money. Joanna and the entire team have poor communication or none. Probably…read morebecause they didn't do anything. I committed 4 months in hopes of some improvement with my credit score. They lead me on and had excuse. "We're waiting to hear back" but coincidentally when I call a few days after 45 days they just so happen to get my letter in the mail. All a bunch of BS. I understand it takes 30-45 to get reports back from the credit bureaus but they didn't inform me on what they were sending or how my investigation was going. You'll be happier you didn't start.

OneMain Financial

OneMain Financial

(1 review)

Staff made it easy for me to get the loan. But it was hard to get answers as well as my 10 day pay…read moreoff, which I asked for several times. My extra money was not applied to principal. No one wanted to help me understand how to pay it off faster even though I was told it was an option. The intrest rate was high, and OneMain staff kept telling I could not get a lower one any where else. I had an interest rate of almost 30%, now I'm at 13%.Staff act as if me asking questions offended them. I was talked down to. I was told my car was old and had no value. Called multiple times for a pay off letter which I did not get. On the last time I asked for it was emailed to me immediately while I was still on the phone. It says online "This is not your pay off amount" but it was my pay off amount that was given to me on the letter. I ask why it was the same the lady got mad and aggravated at me. People ask for loans to help them in their time of need and a high interest rate, bad customer service, and hidden fees is awful.

From the owner: At the Mishawaka OneMain Financial branch, we know that Mishawaka, Indiana, is a great place to…read morelive, work and buy a home. We also recognize that occasionally residents might need a financial helping hand with their bills and taking care of their home, and we want you to know that OneMain is here to help, even if you have less-than-perfect credit. Whether you're considering a debt consolidation loan or to refinance your current auto loan, the team at Mishawaka OneMain is ready to work with you.Visit us and let us help you determine your loan options. We offer secured and unsecured personal loans. All our loans come with fixed interest rates and fixed payment schedules. Apply online, call us or visit us to get started.

The Credit Chick - debtrelief - Updated October 2026

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