If there was a way to leave ZERO stars, I would have chosen that instead of 1. This credit union chain provides their customers with only 1 phone number to call for assistance despite having multiple locations. I don't have an account with this credit union, just a car loan so I cannot access their online banking system and have no other means of requesting information other than to call or drive to a branch. So, today I decided to call the number to ask a simple question regarding the pay off amount on my car loan and after 4 attempts and a total of 30 minutes on hold waiting to reach someone, ANYONE to get assistance, I finally gave up and had to leave work early to drive to a branch and get some help. I can only tell you that when a bank doesn't bother to answer their phones or for that matter, hire a receptionist to at least give you a sense of hope that someone will eventually assist you, it speaks volumes about their customer service (or lack of). If you can only provide your customers with one number to call despite the fact that you have MULTIPLE branches, then have the courtesy to actually answer the phone when people call you! Ironically, in the 3 years that I've made my payments to this credit union (never late and even paid extra each month) I've NEVER called or requested their assistance, I just made my payments. This was actually the FIRST time calling Texas Trust but thankfully, it will be the last. read more