I'll be honest: just like probably every guy on the planet, jewelry stores are not my favorite…read moreplace to go. I know I'm not breaking any new ground by saying this. If I'm totally honest, the reason I picked this place is because it's the same name as a casino in Las Vegas. Silly reason, I know.
But, I do understand that rings sometimes have issues. And, in this case, my wife realized that her diamond was a bit loose.
So, here's where I got an education about diamonds that I hoped I would never need. First of all, to get coverage on your homeowners insurance, you have to make a specific rider to your insurance. I didn't do that. Fortunately, the lady at Golden Nugget helped me through the whole thing.
It didn't surprise me that she tried to convince me that the diamond itself should be replaced. She gave me that magnifying eyepiece that jewelers use, and she said, "Look, there's a chip on the top part over there." I couldn't see anything. And, if I can't see anything with magnification, I don't think it's that big of a deal. For the record, my wife was OK with that decision, especially since our daughter just started college.
But, the nice thing was that she didn't press the issue. When she found out I didn't have insurance coverage, she helped me find the best possible option to reset the diamond. It cost $180, which seems like a lot, and it took a week to do, which seemed like a long time, but it's a small price compared to the price of the diamond itself. And, the ring seriously looks like a new ring after the repair.
One minor annoyance was that they won't do appraisals on rings that they didn't sell. But, if I have any issues with my ring or with hers again, I think I'll come back here. And, by then, I should have my homeowners insurance in place to cover it.