We bought our first home four months ago. We had originally chosen a different lender when one of my friends highly recommended Angela Zheng from Summit Mortgage. We are extraordinarily grateful that we followed that advice--working with Angela was as pleasurable as I can imagine taking out a loan could possibly be. Angela's knowledge, expertise and professional work ethics were very impressive. Throughout the entire process, she consistently and clearly communicated to us on all aspects of the procedure, and would always reply to any questions we had very quickly. I simply cannot recall any instance where I called or texted her without receiving a response shortly. This was wonderful for our peace-of-mind since our closing schedule was on the aggressive side. Angela is definitely not like those lenders who would do and say whatever possible to just win your business. Every time I spoke with her I felt that she was leveraging her expertise to help us achieve the most advantageous financing options possible, which made this entire relationship feel like a true partnership. We could not have been happier working with Angela, and I wouldn't hesitate at all to refer any of my friends to her in the future! read more

I have bought two homes with Judy Shao from Summit Mortgage Bankers. I work on Manhattan and bought my first home in West New York, NJ. Judy Shao is seriously the best. I feel so fortunate to have the opportunity to work with the best and brightest professional in this field. The whole experience with Summit Mortgage Bankers was seamless. Judy was extremely patient and knowledgeable in guiding me through the process. She is very honest, candid and organized as we went through open houses and evaluate options. She proved to be someone I can truly trust because of her integrity, experience, intelligence and diligence. I would go so far as to say they are the reason we purchased our first home. I was facing restrictions on what we could and could not do and were skeptical whether buying a home was even possible for us. Judy was able to make my dream a reality. She held our hand every step of the way and made herself available at all times. I bought my second home in Old Bridge, NJ. She checked in from the beginning up until the end, even after closing. Judy went above and beyond to meet my needs. I really cannot thank her or recommend her enough. Thank you Judy! read more

Summit Mortgage bankers and its loan officer, Eva Dong, were initial recommended by my friend when I shopped mortgage for my house purchase. After I talked with Eva, I felt very comfortable to go ahead to let her and her company to handle my mortgage application. She is very professional in presenting the loan application procedure and very straightforward in delivering the loan cost and rate they can offer. During application, she explained the loan application documents page by page, instructed me what documents I need to prepare, and reminded me what I need to do at each loan status. The whole process was seamless. Every step was completed on time and no unexpected thing happened from beginning of loan application to the end of the loan closing. I highly recommend Eva and summit mortgage bankers. read more

I have worked with Judy Shao from Summit Mortgage since 2007 for my finance and refinance of my primary home and investment homes. July is very professional and knowledge mortgage broker. She can find the best rate suitable for your need and provide valuable advice. She always timely process the application and meet the due dates. She is upfront to let you know what is in compliance of requirement and what is not. July is a nice, reliable and honest broker I can trust and don't need to worry and follow up when I send her my files. I have referred her to many of my friends and will continue to use her for my investment homes and refer to my other friends. Please call her at 908-392-5266 if you have need and questions on mortgage and she will be happy to help you. read more

We worked with Ann Meng while purchasing a condo in central NJ in April, 2018. We were very happy to have had Ann as our mortgage broker. She is a very diligent and caring person and always took immediate action to respond our requests. One day at 9 pm we asked her if she could send us a pre-approval that night . We didn't have much hope as it was very late. However we received the pre-approval at around 11 pm. Ann also explained very clearly the approval requirements, timeline, and the documents needed so that we would have a very good understanding of the entire process. read more

Ann Meng was my mortgage loan officer for my purchase of a townhouse this past December. She was extremely helpful, diligent, and hard working during the home buying process. Whenever I had questions about documents needed and loan requirements, she would promptly answer them through email even late into the night. I was inexperienced in applying for mortgage loans as this was my first home purchase. Ann's guidance was instrumental in making the application process go as smoothly as possible for me. I am giving Ann Meng my highest recommendation as a mortgage loan officer. read more

James Ko is professional, accountable, courtesy, and so efficient. James helped me to get my loan approved and tell me everything I need to know. I referred my neighbor to him for refinance. My neighbor said James now become his friend and no doubt will send referrals to him. James can pre-qualify you to issue Pre-approval letter and work with your realtors to ensure the job gets done. His Chinese friends call him (柯先生, 732-325-8590）, he speaks fluent English, Chinese. Trust my words, he is really good. read more

Ms. Judy Shao is the best financial agent we have ever seen. We have been working with Judy for all of our loan needs for many years. She is a hard-working lady with fantastic attitude. We particularly appreciate her patience and insightful advice. She is always willing to listen to our needs carefully and looking for great solutions for us. We gave her our trust, and she gave us her best service. We are extremely happy with the high-quality service we received from Ms. Judy Shao. Highly recommended! read more

Judy Shao is a loan officer that I've worked with for about 10 years. She helped me with several refinances and new house purchases. She is reliable, responsive, resourceful, and solution driven. She is always accessible and makes every step easy from client's point of view. She is very patient to go over various options to help client making decisions during the process. I strongly recommend Judy as your partner when working on your mortgage. read more

Judy Shao is awesome! Extremely knowledgeable, helpful and patient especially for the first home buyer. I've been wait for over 3 months had not got my mortgage process done with first lender, and then I changed to Summit Mortgage Bankers, Judy helped me closed the whole process within 2 wks. If you are trying to get the mortgage thing done quickly and efficiently, I would always recommend Judy Shao. No doubt read more

I have been using Summit Mortgage Bankers for 7+ years now. Did multiple refi / origination through them. Each time was a pleasant experience. They are very knowledgeable, transparent, and attentive. The cost is also very reasonable. I have already recommended them to my friends. Everyone's situation is different, have a call with them is definitely a good way to start read more

We have done our refi with Summit Mortgage Bankers Edison office twice, and it has only gotten better each time. Our agent, Christy Jiang, is the best. She's so pleasant and easy to work with, and she's helped us go through the process smooth as silk. I highly recommend her. You will not be disappointed. Thank you, Christy, for making our refi easy! read more

Just did refinance with summit bank, worked with Judy Shao for the whole processing, got good rates & closed refi. on time. Judy is nice & reliable to deal with, honest person in her job profession. If need do the refi. again in the future, summit / Judy is my first choice. kenny read more

I have worked with Judy Shao, the loan officer from Summit Mortgage Bankers, for past ten years. She always shows her enthusiasm and energy helping me through the entire process. She always responded my questions / concerns in a prompt manner. She is highly recommended. read more

We just refinance with summit bank, worked with Judy Shao for the whole processing, got good rates & closed refinance on time(before end of Feb, 2018). She is honest person in her job profession. Yun Lin & Lan Luo read more

Very good service. Got lowest rate and cost from them. The closing was on time and very smooth. highly recommended company you can trust and work with if you need service for your financing needs! read more

It's a great experience for me during this mortage application. Amy Li is a thoughtful and helpful loan officer. Time is of the essence, Strongly recommend. read more

Judy Shao helped with my mortgage. She is responsive, knowledgeable and I would highly recommend her services! Thank you Judy and the Summit team! read more