I cannot say enough wonderful things about Grant Gerhard and his partner, Betty Mazolla. Grant was recommended by our Real Estate Agent. They exceeded our expectations from the start. First, it really helps that Golden Mortgage/Summit Funding, Inc. does their own underwriting, so it takes a little bit of the stress away. The couple of times we had appointments at their office, there is a welcome sign with our names on it at the reception desk. What a nice touch! Grant & Betty were always flexible and available any time we needed to call for questions. Every Tuesday, Betty called me for my weekly status update call to either give me information, or find out if there is anything she can do for us. Betty is a superstar, to say the least. The seller's REA was less than cooperative, and full of shenanagins. Betty & Grant did not let her get away with anything. Betty said she'd go to her house to get the paperwork she needed if necessary (since they happen to live nearby). Betty was the thorn in her side, and she needed it! Betty pushed our paperwork through and was on top of every detail. We are very fortunate to have Grant & Betty on our team. Grant also stayed on top of the REA and her broker to make sure everything went smoothly. On top of it all, Grant & Betty are a lot of fun. It's nice to talk to people every week that have great personalities and felt like we were talking to friends. It also helps we got a great rate! ETA: I also went through an FHA loan (203K) initially. Not many mortgage consultants want to go anywhere near these loans because it's a very long & tedious process, and not too many have experience with them as a result. Most 203K loans don't go through because the applicants/buyers bail out due to all of the paperwork and hoops to jump through. Grant didn't even blink. He has experience with FHA loans, and was more than happy to help us. Fortunately, we were able to qualify for an FHA Streamline because the work done to the house is not structural. It's still a lot more work than a conventional loan. Grant & Betty did an awesome job dotting all the i's and crossing all the t's. If you're looking for a top-notch mortgage company, look no further! They are the BEST! read more

I cant say that Grant Gerhard was hard to work with but I was referred to him by the real estate company that I worked for, and his team was great. I didn't get to talk to him much at all and I understand he is busy but I believe when I hire someone to help me get approved for a mortgage, that I would have contact with him more than once a month. His team were the ones who tried to help me get everything together as I needed it. Grant said that I would be approved for $75,000. So I put in an offer on a house and the listing agent on the property called him personally to verify that I was approved. Grant explained to him that I was approved for that amount so we wrote up a contract and started the process. I am a server part-time although I do have a full-time office job as well. Every week I was receiving a call from someone on his team to tell me that I didn't have enough money in my account. My closing costs were originally $3800 and then a month later he said I needed $7700. I questioned why I needed so much more and he said it was for the under writer to approve me. 3 months into the process, closing day came around, and he called me that morning to say that I needed an addition $4500 "gifted" to me from a family member. My family is not rich and neither am I. He said that I would not get my house if I didn't get that money on that day. After all my wasted time, he ultimately wanted me to have about $13,000 at the closing table for a house that costs $49,000. Grant Gerhard wasted 3 months of my time, let me down and wasted other peoples time as well. If you are a blue collared citizen don't waste your time with summit funding. They are only willing to work with buyers who have never had any problems with credit. read more

Being in real estate, it is always a tough task finding a lender that has the same high level of experience and customer service that will take great care of our clients. I stopped searching after working with Brenda Brosnan Team at Summit Funding. Brenda and her team have time and time again taken great care of our clients. They have closed deals that other lenders were unable to close and have helped clients into credit repair programs to help them purchase their next place. I was so impressed with Brenda that I when through her for my personal home refi and couldn't be happier. You will be in great hands when you choose the Brosnan Team. read more

Brenda and her team were amazing to work with. I work in the home building industry and I couldn't get over their great communication level! The first time my husband and I met with Brenda we hit it off. She has such a great personality, knows the industry like the back of her hand, and is so patient. She answered every question we had and took her time with us which we appreciated so much being first home buyers. She let us know all of the options we had and what she recommended. Lisa was also a great team member to work with. She let us know what was going on every step of the way. She was very personable, professional, and had awesome communication too. We couldn't be happier with the Brosnan Team and recommend them to all of our family and friends. They are a world class act! read more

I was preapproved in the amount of $75,000 for a mortgage through "Senior Loan Officer" Grant Gerhard. When I found a house I wanted to put an offer on, he told my realtor that I was only preapproved for 45,000 and that I could not purchase a house for $50,000. He kept changing the amount I was approved for, though my income and circumstances had never changed. I told him I no longer needed his services and he emailed me this response: Not a problem figured you would do that. You are only approved for so much and you never listened to me so I think this is a good move. Good luck in your ventures. I found another lender who approved me to buy the house. The house payment is $200 less per month than Grant Gerhard told me it would be with the exact same terms. With the mortgage crisis that has damaged this country so badly, I am apalled that your company would attempt to profit by fraudulently adding fees to a mortgage. I have spoken with many real estate and mortgage experts who cannot find any way for the monthly payment to be as high as Grant Gerhard calculated it to be. I cannot believe that a business "professional" would respond so childishly to a customer choosing a better and honest business over his. It just makes me glad I chose not to do business with him before it was too late. read more