Opened 2 accounts with them. The Freedom Account which is fee free but you need to deposit $2000 each month, and the Maxi Saver which is what I really wanted. Problem is the Maxi Saver needs to have another account, but you get the bonus interest which is great with that. So anyways the Freedom Account apart from having to remember to juggle $2000 into it every month you can use the visa debit for purchases and you get a couple of sms alerts (but not many). It'd be much much better if I could have a Maxi Saver account by itself and use internet banking for transfers. read more