David Chea and Squarelend made our experience with the refiancing of our home go very smooth. David was very professional, explained everything, and worked very hard to get us the best interest rate. My husband and I felt very comfortable throughout the whole process from the application all the way to the signing of our loan documents. DAVID CHEA was always there to take our questions and explain thoroughly all the details. I am truly greatful that I found Squarelend. I also liked the videos we received for each step of the refinaning. They were very informative. Without a doubt, I would recommend David Chea and Squarelend to family and friends! Once again, THANK YOU! read more

Loans, refinancing, escrow docs, etc...., This is usually over whelming for the average person. Ephraim is the person you want in your corner. We worked together in 2012 when I purchased a home, then in 2013 to refinance, and once again 7/18 purchasing another property. Between 2012 and now, I have referred people to Ephraim and they have all thanked me for the introduction . He brings lots of knowledge, professionalism and patience. He works hard for his clients, our latest escrow venture lasted only 20 days, a 20 day escrow, this was amazing. I had many questions, and Ephraim had the patience along with the answers. If you want peace of mind, an honest trustworthy person and someone who looks out for your best interest, look no further and Contact Ephraim from Squarelend. Thank you again Ephraim(Squarelend), Ernie S read more

SquareLend was the EASIEST mortgage lender I have ever worked with! I have now refinanced twice with SquareLend and each time was seamless, stress-free and fast. David Chea kept me posted on the status of my loan every step of the way and got me the best rate possible out of all the other lenders that quoted me. Overall it's the great customer service and 1st quality care that made me recommend SquareLend to family and friends without hesitation. read more

David and his team at SquareLend were great in helping me purchase a home. David was fully engaged throughout the process, keeping me up to date on all of the developments, answering all my questions promptly, and, most importantly, making sure we were ready to close on time. In such a hot market and because of some quirks in my particular case, my transaction could have easily gone off the rails but David guided me through with a steady and experienced hand. If I ever buy another home, I would definitely use David again! read more

Best experience I have had with refinancing. David was very thorough and did an excellent job of keeping me informed each step of the process. He was always available to answer any questions. Highly recommend using Squareland for your mortgage needs. read more

David Chea is the best!! He made the loan process easy and got me the best rate on the market. We closed quickly without any issues and I will definitely use him again. Thanks David!! read more

My bf and I just purchased our first home together and all thanks to David Chea! Wow, this man is AMAZING. He made the process very easy and smooth. We're so glad that he was able to help guide us through this long and tedious journey. When speaking to him, we felt very secured and safe because any questions we may have had, he was able to answer it no problem. We had to get the appraisal rushed and David was able to get it done for us. This man is very knowledgeable and you will not be disappointed when you have him as your lender. When we go purchase our next home, you bet we are coming back for his help. Thank you again so much for your help, we truly appreciate you so much, David :) read more

We've worked with Dave Chea in 3 different occasions, a house purchase and 2 refinances. He provided excellent service, and was very helpful every time. He thoroughly explained the process, answered any questions we had, and was available any time we needed him. We are grateful to have worked with him over the years, and would highly recommend him if you're looking to buy or refinance your home. Thanks again Dave! read more

If you're looking for a home loan, I highly recommend working with David Chea from SquareLend. I had been shopping around getting quotes to refinance my place and I got the lowest rate and best deal from them. David was very professional, prompt, always reachable, and patient when answering all my questions. The entire refinance process went very smooth, simple, and fast. Submitting and receiving documents was online and took about 21 days to complete. I will for sure be recommending David and SquareLend to friends and family. read more

David Chea, Thank you so so much for all your help and dedication in helping me secure a loan on my first new place i now get to call Home. I am still in ah. Your organization skills and your professional manner kept me in line with all my docs needed. Without your encouragement and fantastic sense of humor, but most of all your patience; I could not been able to go through this. Kudos my friend and keep doing what you are doing. Your positivity during the entire time made the process easier. I'll recommeded David, to anyone, and everyone I know looking for a caring person to secure their Home Loan. Thank you my friend!!!!! read more

David is one of the best Brokers I have ever worked with... he is very knowledgeable and efficient. If you want to close your loan quickly he's your man! read more

I opened escrow on a house with a pre-approval from Bank of America. I own my own business and Bank of America was making things very difficult. After saying everything was good they surprisingly rejected the loan! We thought we were going to lose the house. Then my Agent recommended Ephraim. Not only did he get my loan approved with minimal paperwork, he also made up for the time that I lost with Bank of America and actually funded the loan before the close of escrow!!! Throughout the process he was very professional, very responsive even though I was bugging him a lot since we already lost one loan, and he worked his butt off for us. I should have called him first. Highly recommended! read more

I had the pleasure working with David from SquareLend. He was very approachable and professional, he provided me five-star excellent service. He guided me smoothly through out the whole process from getting a mortgage pre-approval loan to completing my escrow for my investment property. I would say I am pretty picky trying to find the lowest possible interest rate in this market. After comparing different lenders, going back and forth with them, I found SquareLend was the best that had offered me! David was able to lock the lowest rate that was available. No other lender can beat the rate he got for me at that time, so I was happy knowing I got the best deal. He closed my escrow on scheduled. It was a happy ending for the seller and me too! I really appreciate his effort in meeting my best interest and expectation. He is truly honest to his words, he was upfront and informative, there's no BS. Without a doubt, I would do business with David from SquareLend again. I would recommend him to anyone who need a mortgage loan. read more

What an amazing refinancing experience we had with David Chea! He was extremely proactive and clearly requested all necessary documentation in one swoop. This helped in our busy schedule and eliminated the back and forth. David answered all our questions and provided us informative refinancing options. He even had recommendations to ensure we made the best decision in the refinancing journey. David kept us updated all step of the way-making refinancing seamless. Thank you so much David for all your help! read more

David was absolutely fantastic to work with. He was professional and responsive and really helped us understand the process, which was very simple and straightforward. We highly recommend him. read more

I am currently stationed here in Guam and David and team helped me all the way to refinance my home in Chula Vista. It was a smooth process even with the time difference. He was able to answer all my questions regarding my refinance. Thank you David! read more

Ephraim and the team are SquareLend are great! Would go back to Ephraim and SquareLend next time, without a doubt. I highly recommend! Had 3 properties funded by SquareLend to date, out of 3 applied for; some were very complicated, and all excellent experiences. On my most recent complex set of docs to submit with the loan, he was even able to expedite closing for my special circumstance. In addition, have had numerous pre-approvals supported for properties we offered but didn't end up betting. His knowledge goes well beyond the typical traditional mortgage offerings, and has been very helpful. Taking the time to explain topics and options to me. His knowledge is deep and up to date, adapting to changing lender conditions and knows what to do. Also on top of being excellent getting the loans through, Ephraim is a pleasure to work with. Very friendly, patient, informative and considerate. A great person all around, in addition to being great at the business! read more

David is the best. He is timely, professional, and approachable. He takes his time to make sure we understand each step in the loan process. Our home purchase had a few hiccups (not due to the loan) but David was patient and determined to get us through the purchase. He goes above and beyond his duties. We will definitely refer him to friends and family, and go through him again if needed. read more

David Chea is honestly hands down amazing! He went above and beyond to get us closed in 25 days. HE GAVE US THE BEST RATE AND LOCKED US IN RIGHT AWAY. As first time homebuyers, my fiancé and I were very nervous and had a million questions to ask David. He took his time to answer and explain everything to us. When we were done talking to him we felt so much more confident with the whole process. He honestly made it feel so easy when it really is the most stressful thing one can ever go through. David, Thank you for making us feel like your only clients, and putting 100% of your attention in getting us approved. I also appreciate you coming to meet us when we received our keys just shows us how important this is to you and how much you care about your clients. Just so HAPPY we went with David. read more

Worked with David twice now, once for first home purchase and the second for refinancing and there is nothing negative to say about David and his team. Fast, responsive and professional. Square lend makes the loan process seamless and always finds the best rate based on your financial needs read more

I worked with Ephraim, and he got me a great rate! The cost of the loan was minimal. I'm happy with my new situation, and he was even able to time the process so I was able to skip two payments! read more

David is always so helpful and is willing to get the job done no matter what time it is. He is very knowledgeable, fast, and easy to work with. Thank you SquareLend! read more

David Chea helped me with my new home purchase and he was great from start to finish! David was always quick to respond to me and to my realtor, escrow and everyone involved. I highly recommend him for all of your loans read more

I just purchased my first home with the help of David Chea and he made the process so smooth and fast. He was able to close escrow in less than 22days. My friend introduced David to me and he bought his house with David. They did all the paperwork electronically even before Covid started, saved him lots of time. At first I was going to use VA loan benefits, David was very patient and helpful. Then the seller wanted conventional loan since VA loan would take longer. David was able to get that taken care of the following day. Despite the lack of communication with my real estate agent, David is responsible, available and very high speed loan officer. I would definitely go back to David if I ever purchase another home in the future and refer him to my friends. Thank you David. read more

I recently refinanced my home with SquareLend through David Chea and it was flawless. I called him one day to let him know that I was ready to refinance and he got me some quotes the following day. The same day I got the quotes from David, I decided to go through with the refinance process. He worked with the escrow company of my choosing and always kept me up to date with the refinance process. I would definitely use David again if I decide to refinance again later down the line, but I would highly recommend going through David for all your lending needs. Thanks again David! read more

David Chea was exceptionally professional and courteous throughout our entire home buying process. His open communication and availability even through the late evenings was key to meeting deadlines. I would recommend David to anybody looking to purchase a home. We look forward to working with SquareLend in the future. read more

David Chea was professional, friendly and prompt when it came to our loan. He clearly describe what we were getting into and the alternatives. Getting a loan can be incredibly daunting and complicated but with David, it was simple and seamless. I would be happy to recommend him to friends and family. read more

David Chea and his team made us feel very well taken care of. From the beginning, David was kind, personable, and requested info in a timely manner. He was always in contact with us through text and e-mails as we were getting closer to closing escrow on our first house. He broke everything down and updated us with the process every step of the way. We signed almost everything online, as well. Thank you, David! read more

I do not usually write reviews, however my experience with Square Lend was amazing. David Chea worked so had to get my re-fi done and done quickly. I had reached out to several other banks and lenders to see if I would re-fi through them before my friend referred me to David. The process was not as stressful as I thought it would be. David helped guided me through the process and took away a lot of the stress. I would do it all over again. Thank you David for all your hard work. read more

We've refinanced twice with SquareLend. David and his team were very professional and the process was seamless. Definitely recommend his service. Phil and Julie read more

Squarelend and Ephraim Farol have helped me with 3 different loans. I know I can count on Ephraim to provide me with a competitive rate and diligent work from start to finish. Securing a loan in today's environment can be a hassle but Ephraim's work ethic and communication skills make the process as easy as possible on the borrower. I highly recommend Squarelend. read more

I've worked twice now with David on refinancing and both times he delivered! The first time was a very positive and easy going experience it was a no brainer to work with him again. He is a man of his word, is dependable and trustworthy. I highly recommend SquareLend! read more

We are so thankful to SquareLend for making our loan process a breeze! Ephraim Farol is a master at navigating through all that is required, and he does it with accuracy and integrity! No matter what needed to be done, he was right there ready to assist and direct us and was always patient and helpful with our questions. It was a wonderful experience and we would use him again in a heartbeat! If you want to get the job done right and on time, use SquareLend!! read more

I absolutely had a great experience with Ephraim. He explained every step of the way and got me the best interest rate. He answered all my questions and made sure I understood everything. I highly recommend him!!!! read more

My husband and I just became home owners for the first time. This would not have been possible without David Chea's help. From the second that we started working with him, he was on it. Not only did he work during the day, he even worked late nights for us. He is extremely committed to his work and is very professional but I like that he can also make you feel comfortable and at times it feels like you are talking to a friend not just someone who is helping you get a home loan My husband and I appreciate all of your time and patience David! read more

I cannot recommend Ephraim with SquareLend enough. He has been with us through the initial purchase of our first home and two subsequent refinances. We knew nothing going into home ownership and he made a very complicated process simple and painless. He's professional, personable and an obvious expert in his field. We're so grateful to all his done for us and will definitely be working with him in the future. read more

David helped me purchased my first home with the loan side of things and got me an interest lower than the market rate. Easy to work with and he was fast! we closed early, when you close earlier you get some refund from escrow! $$ read more

David Chea was excellent - a great guide and advocate during the refi process! I was very happy with the rate he found for me. He was key in making the whole process go smoothly and efficiently. I recommend him highly and hope to enlist his services again in the future! read more

Having David Chea on our team has been foundational to our home buying journey. Being new to the real estate world, we had a lot of questions and wanted to make sure we were making the right decisions. From the beginning to closing on our new home, David was always available to take our calls and was very willing to answer our questions. He guided us through the loan process and made sure we were always ahead of the game. We decided to work with David, not only because of the competitive rates, but also because of the sincere and dependable support he provided. When we're ready for another home, we will definitely reach out to him again. read more

David Chea did a phenomenal job in helping me and my wife refinance our home with really great rates. Worked tirelessly to keep us updated with new info and get us the best rates. Was very prompt in responding to our messages. Explained the whole process thoroughly and clearly. David was super helpful and easy to talk to throughout the whole process. If you want someone who is honest, helpful and really works in your favor, David is your man. I would recommend him to anyone looking to refinance their home. read more