Obviously, all payday loan institutions are crooked. However, this place took it to a new level for sure. When faced with a financial situation where I had to choose between paying the payday loan or my mortgage, the mortgage took precedent. Speedy Loans seemed cold and heartless towards the situation and refused to let me double up payments the following week.
This all culminated in me getting a visit (at work) by the Sheriff who served me a court summons. The Sheriff was nice, and actually explained the paper he gave me in detail... The paper stated that I owed Speedy Loans $420. The Sheriff also assured me that if I were to go by Speedy Loans and pay that balance before the court date was set for, then no legal fees would be added to the cost.
Well, 7 days before the court date, I had enough money to go pay off this loan shark business... I took in the $420 and told them I was there to pay off the balance. They proceeded to talk down to me, tell me I needed to learn how to read, and refused to accept the payment. They were demanding nearly $200 for court fees for a court date that was still 7 days in the future and hadn't happened yet.
You can bet your ass me and my lawyer will be there in court in a few days. When I get finished with Speedy Loans... Not only will I NOT be paying them back the balance I owe... But they will be reimbursing my legal fees, court costs, and so on.
Long story short... Don't even waste your time getting a loan from this place. read more