Michael was a pleasure to work with on our recent home purchase! He was knowledgeable,…read morecommunicative and incredibly quick with responses. I could not have asked for a smoother lending process (and was using my VA loan in an area where VA loans are infrequently used, so was expecting some obstacles/bumps in the road--there were NONE)! He has my highest recommendation!

I would give 10 stars if I could! There is not a better guy around to trust with your mortgage…read moreplans. If you want real and honest advice and someone that will bend over backwards to help you get what you need, Michael is that person. I've used him for buying 4 different properties and he's exceeded expectations every time. Always available to talk through ideas, easy to communicate with, and incredibly knowledgeable. I can't imagine going to anyone else. Whenever I know someone that is looking to buy a house, I can't refer him enough!

I closed on my first home in June 2025 and I couldn't have asked for a smoother process. The real…read moreestate processor assigned to me was responsive and kind. In addition, she made me feel comfortable to ask any questions I had during the process. Lastly, the rate I was given was competitive. I would recommend America 's First to anyone looking to purchase a home.

This credit union is awful,I have not once spoken to a friendly person over the phone and they…read moreabsolutely refuse to work with you if you are struggling.i do not recommend this company to anyone.

Dear Avadian Credit Union, yesterday at the Pelham branch of Avadian Credit Union, Heather…read moreHartfield was so nice to help me and my brother Tim with the affidavits we needed notarized. We know Heather from the Homewood branch from years ago. Please let Heather's superiors know that we are complimenting her and thanks and God bless! Mark N Tim Elders

What a Joke this credit union is... there technology is horrible. I have been trying to link an…read moreexternal bank account for over 2 weeks to make a car payment and now i have to do it over the phone. Here I come Capital One!