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    Scottrade

    4.0 (1 review)

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    12 years ago

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    Central Bank

    Central Bank

    (1 review)

    I recently moved my business from the worst bank I ever had the misfortune of doing business with…read more(i.e., Simmons Bank, where it was all about them) to Central Bank, one of the best banks I have had the good fortune of doing business with, where it is all about the customer. I had almost forgotten what it felt like to deal with a responsive, customer-focused bank whose people and technology make everything easier, infinitely less frustrating, and infinitely more satisfying. From the moment I walked in the door, the positive energy and the customer orientation of Central Bank's culture was palpable. And the professionalism, competency, and responsiveness of Central Bank's people was immediately apparent. You really can feel and see the difference. In some banking relationships, inertia can take over and gradually one comes to accept indifference and mediocrity. And it may be exacerbated by a feeling that all banks are the same. Well guess what? Central Bank offers compelling evidence that all banks ARE NOT the same, and it shows in every interaction. Central Bank understands that meaningful, trust-based relationships are earned everyday. What's more, Central Bank does not mistake or confuse a series of transactions with what it means to have a "relationship." So here's the deal. If you are new to Columbia and are looking for a great bank, Central Bank is an excellent place to start. I wish I would have started with Central when I moved to Columbia in late 2019. Or, if you are a customer of a bank where you feel, at best, ignored or, at worst, abused - - do yourself a favor and have a conversation with Central Bank. I am confident you will find, like I did, that it is worth the effort. You will be glad you did.

    From the owner: Central Bank is a privately held $11.6 billion bank holding-company headquartered in Jefferson…read moreCity, Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services. We specialize in community banking, focusing on delivering leading-edge technology with a network of more than 140 branches operating in Missouri, Kansas, Illinois, and Oklahoma; and more than 22,000 ATMs nationwide.

    Central Bank

    Central Bank

    (3 reviews)

    Opened a savings account, transferred in $70. I drive for Uber, so when snowy weather came and I…read morecouldn't drive, they would not let me access any of that money because of an arbitrary holding period. It had been in there for 4 days. The money had been transferred from another bank and had completely left the account, but they just decided the answer was no because they prefer a week. I wish it were the first problem I had with them. It took 3 weeks for them to be unable to open a business account when I subsequently opened one easily at another bank. The previous business account I had with them had to be closed because a representative forgot to ask for a signature, then I didn't have time to make it back to the bank to handle it. None of my cards with them ever worked reliably with Apple Pay. Some vendors yes, some no. All the cards from my new bank work everywhere with Apple Pay. Central Bank cards require a swipe/insertion at machines because they don't have tap-pay technology. My new bank has cards with tap-pay. When you call in for assistance, they of course verify your information. With half of my cards the verification information did not work. It turns out they verification can be through typing in an account number OR your card number, but not either one. You had to know which the verification was looking for... somehow. So you never know which one will work. They were never able to fix that. So after all this, when Central Bank chooses to release my funds for its arbitrary reasons, I'll probably move this brand-new account elsewhere. But I hope they enjoyed the possession of my $70 for precisely one week.

    If I could give it less than one stars, I would. My husband was trying to open a business bank…read moreaccount and the teller made unsavory, bordering racist assumptions about my husband's business. I've been looking for a bank for my personal account as I had an account with a bank in a different county. Definitely won't be opening here or any other Central Bank. Disgusting. I'm from California, maybe I'm just not used to such differential treatment. Sad.

    Scottrade - investing - Updated October 2026

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