I have been a client for several years. Before that I had NEVER been called in for a biannual…read morereview and adjustment of my portfolio. In fact I had never had more than the quarterly statement in the mail. Keith Weltens and his associates and staff are accessible and proactive, helping me a comfortable retirement fund. They work hard to build a "family" feeling by offering not only investment get togethers, but, also, social, fun activities. Recently we toured the new Va. Tech athletic facility then had lunch at Sal's. Another time enjoyed a cooking demonstration. This kind of personal attention makes me feel valued and part of a team.

Ashley is knowledgeable and thorough in her consultations. She is incredibly kind and genuinely…read moreinterested in helping you get the best possible results from whatever you are planning. She answers all your questions and makes sure you understand her responses. Easy to talk with and you leave feeling blessed for the encounter.

From the owner: Cultivate Financial Planning offers comprehensive financial planning in cash management,…read moreinvestments, retirement planning, tax planning, risk management (insurance), and estate planning. We are a fee-only firm, meaning we do not make commissions or earn income from any other sources other than the flat fee that our clients pay. We have no minimums because we believe that financial planning is for everyone.