1. RS Settlement Services

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Virginia Beach, VA

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RS Settlement Services

5.0 (2 reviews)
Open • 9:00 am - 5:00 pm

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Tidewater Home Funding - Tidewater Home Funding, LLC., and its affiliates, are licensed in VA, NC & FL (nmlsconsumeraccess.org). Equal Housing Lender.

Tidewater Home Funding

(8 reviews)

Hearing everything in recent years about how much of a nightmare buying a house can be, I was…read morereally apprehensive about how the process would go. Am I ever glad that our Realtor referred us to Tidewater Home Funding. From the first call with our loan officer to get preapproved, we were treated like gold. The process of meeting in person to sign all of the initial loan application paperwork went so smoothly and I felt so reassured about what would happen next and what to expect. Like Nikki's photo suggests, I walked in to a sign on the desk personally welcoming me. I was kept informed throughout the entire process and was never left wondering what was happening at any given point in time. I tried to be really proactive and do my homework about any piece of documentation possible that might be required. Between that and our LO's dilligence, I never had to go back after that first meeting. The day we looked at the house we wanted, our agent suggested a closing date of January 28th and Tidwater Home Funding ensured we met that date. I couldn't believe how the entire thing went off without a single hitch or the constant back and forth that I've heard so many other people describe. I would absolutely recommend THF to anyone considering buying a home. I couldn't be happier with the process and of course, the outcome...our first home.

If it weren't for Tidewater, we may not have been able to buy our current home. They will work…read moretheir asses off to find you a loan and help you throughout your entire home buying process. I loved the office and how welcoming they all were. Our agent was the sweetest woman and was very informative. I though the process was going to be long and horrific, but she had us out of there within a half hour. They were referred to us from USAA, so I am not quite positive who all they work with, but if you are ever referred to them, give them a whirl. They certainly helped us out and made the process all the more easier, and I love my cozy new home :)

Southern Trust Mortgage

Southern Trust Mortgage

(21 reviews)

Look no further...Jennifer Pavlak from Southern Trust Mortgage is the Loan Officer that you have…read morebeen looking for. Jennifer was the best possible person who we could have worked with when trying to secure a home quickly and easily. We were first time home buyers and not sure if we should go with a local lender or a big bank. While we were shopping around for the best rate and Loan Officer, we found that Jennifer quickly rose to the top in terms of knowledge, accessibility, and ability to work quickly and effectively. She truly cared about us and our process and was honest and forthcoming, which made us feel at ease throughout the process. From day one, Jennifer was so explanatory and made it so easy to understand all of the seemingly daunting financial elements of purchasing a home. Jennifer was always accessible - evenings and weekends, and we never felt that we couldn't get in touch with her if we needed her. Jennifer closed on our house in 21 DAYS!!! This was incredibly quick, and she did it all while being incredibly friendly, helpful and optimistic throughout the process. Not only that but she secured us a great rate and saved us so much money. I HIGHLY recommend Jennifer and Southern Trust Mortgage! Especially if you are a first time home buyer and not sure where to turn!

Working with him in the beginning was fine my son and I was so excited until the numbers kept…read morechanging, after telling him about the different information he's telling me and my realtor, Mr. Jeremy yelled at me and stated I put myself in my situation and this is my fault my loan will not go thru and he said he doesn't want to wrk with me no more and hung up. I have good credit and my son has great credit we took care of everything that was required. I've never felt so disrespected and he made me feel less of a person. Giant ash hole. I wonder do he treat all his clients like this The loan officer name is Jeremy Krupnick.

Sierra Pacific Mortgage - Casey Costello, Manager, NMLS #: 266555

Sierra Pacific Mortgage

(1 review)

Josh Tellefsen is the best broker you'll ever find! I bought my first home as an investment,…read moreknowing it was not my forever home, but expected to be there a number of years. Then just after two years of being in the house, I stumbled across my dream home that was in the perfect location and was literally a once in a lifetime find, AND just happened to be for sell! There were so many things that had to happen and so many stars that had to align for this to work out and thanks to Josh Tellefsen and Matthew Moffit at James & Lee Realty who moved worlds and created the perfect alignment, I now have it! Josh helped me come up with a plan for refinancing my first home and getting a fantastic rate on my new mortgage. Any time I would go into the bank for a money order, they'd say, oh you are buying a home? We've got great competitive rates! I'd look at them and say, uh no thanks, my broker got me a rate better than the bottom line rate you advertise! Not only did he help me with a plan and get me a fantastic rate, but he helped me get a great deal on insurance with a great insurance company, prodded the VA appraisers when they were creating delays in my appraisal and made sure I was informed every step of the way! It was so fantastic to get a phone call in the afternoon just to let me know where we were at even if nothing had changed, the piece of mind that he was tracking it was huge! I can't say enough about Josh and Matt, these two gentlemen have gone above and beyond and outside anything required of them just to help make things easier for me. They were always there to support no matter the time or day. I don't think there is any way they'll ever know how much I appreciate them, but if you EVER need a broker or realtor these are your guys! If you are in the market to buy or even just thinking about it, give Josh a call!

RS Settlement Services - realestatesvcs - Updated October 2026

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