May I please state that Life Insurance is not my favourite subject, in fact it's a bit morbid, the lady from RightPolicy4u set up my free review with a guy from MFS [a local insurance broker] in Nuneaton. He confirmed my appointment from his office within 24 hours, and called me as promised to confirm on the morning of my review. It was easy to see after what I was shown that the joint policy which I had taken out with my bank was not the best value for money. I have to say that I am absolutely delighted with the service. Me and my partner have now got individual policies which do not affect the other, we got double the cover and it was slightly less than we were already paying. We are covered for more critical illnesses than we were before. The guy from MFS has put our policies into life insurance trusts and backed everything up with a free basic will. I now have the peace of mind in knowing that I have much better cover and i didn't have to pay them a penny - result! read more