Brian was fantastic to work with throughout the mortgage process. He was responsive, knowledgeable,…read moreand took the time to explain every step clearly, which made a stressful process feel much more manageable. He shopped options, answered questions quickly, and was always transparent about rates, fees, and what to expect. What stood out most was how professional and steady he was from start to finish. I never felt pressured, and I always felt like he had my best interests in mind. If you're looking for a mortgage broker who is sharp, trustworthy, and easy to work with, I would absolutely recommend Brian.

Over the years, we have worked with Brian on multiple home mortgages. His expertise saved us a lot…read moreof money and helped us get the loans we needed to eventually buy our dream home. He went way beyond our expectations for service and helpfulness throughout the process. He continues to provide excellent counsel as we have investigated refinancing our mortgage and buying a second home. As others have also said, I cannot recommend him highly enough.

I had everything I needed a 60,000-down payment, credit score, and a mortgage certificate. I…read moresacrifice everything and, wait for years to get house of my own. They didn't at all help me. They rejected my application, and said I need another down payment of 60,000. A total of 120000. They crush my dreams and I'm still living in hell.

I always pay my mortgage payment early. Try to do it this month and I couldn't access my online…read moreportal. Contacted customer services and they couldn't access the portal either. Then she found out the online site isn't working. Communication about this would have been great customer service...but I guess once you are a customer customer service goes out the window. Wasted over an hour of my time to pay YOU! Do better.

Joy and Amanda made the whole experience of closing on our condo sale really pleasant. Due to HOA…read moreproblems, we had to complete the paperwork twice, and each time was easy and streamlined thanks to the folks here. They are warm, fun, and organized. They were very helpful with anxiety due to some last minute delays, and we are super grateful to them for their help. You will definitely get great service and enjoy working with these folks!

Look no further for all of your settlement needs. This is THE place to go to ensure that you are…read morewell taken care of and all of the details are accounted for. Whether you are going about your purchase on your own or with a realtor, you're simply not going to be taken care of any better than they do at Settlement Ink. Joy was true to her namesake...a true JOY to work with and get to know. Her and her entire team were incredibly thorough and truly made us feel like we were valued customers and friends. I cannot recommend Settlement Ink highly enough and will be returning for their services for any settlement needs we may have in the future!

If you are looking for a realtor, look no further. Laura is the ONE! My husband and I were…read morefirst-time home buyers buying a condo in Arlington. Laura was recommended to us as a top agent in the DMV area with impressive transaction volume each year. Although we identified multiple agents through our search, we immediately decided to work with Laura after our initial video call because we were impressed by her knowledge of the local housing market and all aspects of real estate transaction. We are so grateful that we did! We were buying a condo in a very competitive area. Every time when we made an offer, we had a competing offer and had to act very quickly to make our offer more competitive. Laura worked around the clock to prepare the comparative market analysis, tour the units with us, crafted and advised us on compelling offer terms and negotiated with the seller agents. Our closing had some extra complexities due to the condo building's financing approval being expired. Laura skillfully helped us navigate this issue. She proactively included relevant language in our offer to protect us from such financing issue before we even knew there was an issue with the condo building. After we discovered the issue, Laura was in constant communication with the seller's agent, condo building and mortgage broker to speedily resolve the issue and ensure we could close on time within 3 weeks. Laura's price prediction and recommendations were spot on when we submitted our offer. She recommended us to adjust our offer to a certain price to increase our chance of sealing the deal at our offer price (instead of activating the price escalation clause and resulting in us paying a higher price). We were able to be the winning offer because of Laura's excellent communication skills and expert advice. We followed Laura's recommendation and did not have to pay more than our offer price for the condo. The appraisal ended up being higher than our purchase price. We are grateful that Laura helped us secure our dream home at a great price. Laura was extremely responsive and patient. We had a lot of questions as first-time home buyers. Laura patiently answered all of our questions at any time of the day. Despite her busy schedule, she accommodated our challenging schedules and requests under short notice every single time, which enabled us to close our home with great success. We could not have asked for a better realtor to share this home purchase journey with. Thank you Laura for being an outstanding, caring and dedicated realtor!

Laura is a true professional. Here knowledge of the market is unmathced and she knows how to win!…read more I would not hesitate to refer friends or anyone looking to buy or sell in her market.

I had the pleasure of meeting Franky Hoyos to assess our house sale. Franky stood out as offering…read morethe most detail-oriented & analytic pricing recommendation, coupled with an eye for the subjective & aesthetic factors that should also be considered in pricing strategy. Most of all, I was impressed with Franky's work ethic, he puts his heart into representing his clients, which is a rare find in a realtor.

Thank you, Franky and Team!…read more If you are looking for a house in the DMV area, Franky is the perfect agent! HE IS THE PERSON WHO HELP US TO FIND THE HOUSE JUST WITHIN THE 2nd OFFER in NICE AREA! My husband and I met Franky at one of the open houses in Washington DC. At that time, we didn't have any idea about the home-purchasing process. Even Though we searched online, we still got lost since we didn't know what the first step was and what our priority was. Franky helped us to understand the overall process, and encouraged us to think about our future life to set the goal of home-purchasing. Even Though we were not his clients at the moment, he gave us a 1-hour presentation of the whole process with the pamphlet. When we decided to go with Franky, he tried his best for us to find our FIRST HOME with some of our considerations. Since both of us work full-time, he made house-tour appointments or meetings (regarding making offers) after work hours. After our offer was accepted, Franky and his team gave sufficient advice regarding everything, such as locking the mortgage, depositing, final walk through, and the settlement! It took only 6 weeks to move into the new home since we started to look at the house to buy. As you can see my name, I am a foreigner and the whole process seemed overwhelming for me. However, Franky helped my husband and I to relieve the stress by communicating with the selling agent and title company. (Oh, I heard that he speaks English as well as Spanish). If my friend who came from foreign country asks me to recommend any agent, I will recommend FRANKY and his team! I am writing this review in my new, cozy room, where I dreamed about since I immigrated here. I can convince that if you work with Franky, you will never regret.

It's gonna be hard to write this review without sounding like a paid endorsement…read more This man simply meets all expectations without disappointment. I've personal done 2 mortgages with Boris and both times he went above and beyond. He is extremely knowledgeable in his craft and is able to relay that information in layman's terms. There were several instances in the home buying process where he was able to step out of his area of expertise and provide his valuable insight. One such instance saved me 600 dollars. Overall, I will be looking for this man as long as he's in business.

I just bought my first home and used Boris as my lender. He was extremely helpful and very…read moreavailable at all times of the day. Whenever I had questions, I would text and he would immediately call me to explain in detail. He is extremely knowledgeable in all loans especially the VA loans. I highly recommend Boris for his services.

Just closed on an investment property with Live Love DC, and working with Jessica was fantastic…read morefrom start to finish. She's incredibly knowledgeable about the local market and both residential and investment purchases, and she made the entire search and transaction process feel easy and manageable. Jessica brings a ton of expertise to the table and truly goes to bat for her clients. She found me a great property, negotiated a strong deal, and clearly understood every part of the process from start to finish. I'll absolutely be buying with her again -- she 100% earned my business.

Jessica and her team represented me in my first home purchase. They were helpful, responsive,…read moreknowledgeable, and always made time for me. She continued to follow up with me after closing and answer any questions I had. I felt incredibly supported throughout this entire process. I highly recommend them.

We had an outstanding experience working with Megan Fass and the Fass Results Group in selling my…read moreparents' home in McLean. From the very beginning, Megan and her team (Jenny Moore) demonstrated professionalism, market expertise, and a genuine commitment to understanding our goals. Thanks to her strategic approach and strong network, we received five competitive offers in a short period of time. What truly set Megan apart, though, was her ability to help us navigate those offers thoughtfully--not just focusing on price, but on finding the right buyer. It was very important to our family that the home not be sold to a developer who would tear it down, and Megan respected and prioritized that throughout the process. In the end, she helped us secure a buyer who aligned with our wishes while still delivering an excellent outcome financially. Her communication was clear, her guidance was steady, and she made what could have been a stressful process feel smooth and well-managed. The house was on the market in January and we had two snow storms that Megan and Jenny were able to take care of getting the snow on the driveway shuffled in time for the open house. We're incredibly grateful for Megan's dedication and would highly recommend her and the Fass Results Group to anyone looking to sell (or buy) their home.

Paul's the best realtor around. Paul was not only knowledgeable, communicative, and quick to get…read morethings done- he also provided sound guidance when I asked for it; was encouraging and checked in on me when several hurdles presented along the way; was always flexible and thorough... The list goes on. As a first time homebuyer, there was so much I didn't know and so much I was anxious about- he is trustworthy and made me feel grounded through the whole process. All in all, my buying experience with him was more than I could have asked for.

Worst experience ever. Kaptain Koontz, Mortgage Lender didn't return phone calls or emails from the…read moreRealtors involved or the Settlement Companies. Totally unprofessional. He left us all hanging in a Real Estate deal which led to missing the closing !!!!! He did not do his due diligence nor did he perform his lender required duties. Very poor service, I would NEVER recommend him.

This is the worst lender I have ever worked with. Didn't do their job at all. Sellers ended up…read moremissing their closing on their next house because this one didn't close. The lender didn't order the IRS transcripts until the very last minute and then we didn't get them in time to get approval for closing on time. And they have no idea how long it will take because they can't give us any answers. It has been beyond the normal turnaround time. I am expecting that they won't be able to close this loan at all. The sellers have to pay an additional $150 per day that closing is delayed for their new construction because this lender couldn't get the buyers approved on time. AND THEY HAD OVER 3 MONTHS! No one ever answers the phone, you always get a voice mail. Then no one calls back. They are the absolute most unprofessional, incompetent lender I have ever had to work with. They don't have any business being in this business. Run don't walk!

As an HOC tenant at The Lindley, I was treated unequally because of my income and my children's…read moredisabilities. Safety issues (shootings, mold, fires, garage break-ins) were ignored. A shooting occurred 3 doors down from my apartment! https://bethesdamagazine.com/2019/11/18/police-investigate-reported-shooting-in-chevy-chase/ Each time I raised concerns, I was met with eviction notices. Market renters received better treatment and free access to amenities while subsidized tenants were charged high fees. HOC management dismissed my concerns and failed to process rental assistance fairly, leading to trauma and instability for my family. Retaliation and discrimination should not be the experience of families seeking stable housing.

Montgomery County, Maryland the Housing Opportunity Commission distributes vouchers, rental…read moreassistance, etc., to residents who are eligible under HUD guidelines. The majority of the residents are people of color. These programs suppose to help empower residents with the opportunity to become independent from the rental assistance program. I signed up for programs however it is always an obstacle for HOC residential service staff. As I had reported this to the Executive management it seems that it is okay that they maintain residents under the program without the opportunity to be involved with the program offered by HUD. In February 2023 I contacted HOC residential services by email to enroll in financial literacy program. Ms Butler set me up with Ms. Benning. Ms. Benning who is incharge of the financial literacy program lied that she contacted me and did not provide me with the email as proof. I signed up for the literacy class again on July 6, 2023, and as you read her email she lied again that she contacted me and sent a link for class on July 5, 2023There is no financial literacy class on July 5, 2023 [see attached]. HOC hires individuals to Ms. Benning who abuse program participants and HUD funding these programs. Ms. Benning contacted me on August 8, 2023, so she can send me tools and asked for my address. I sent her my address and requested that she stop playing games and I am an adult [see attached]. She never sent me the tools for financial literacy classes. This is how unstable and abusive HOC staff members are towards residents who are black, low-income, disabled, and under other protected classes. The Commissioners on the HOC board was appointed by democratic politicians to ensure that the HOC program is running efficiently and effectively. Instead, HOC staff choose the abuse of power and authority over a HUD funded program. Then there is another issue HOC has personalagainst me. I filed fair housing complaints against Housing Opportunity Commission regarding the Resident Advisory Board, HQS standards, threatening me about my housing, refusal of ADA accommodations, etc. Filing a fair housing complant it is against the law to retaliate against the person who filed. In 2011, several female black residents on a multifamily property wanted to start a tenants association under 24 CFR 100 supported by HUD. Montgomery County, Maryland do not want black people to assemble, meet or create an organization to improve or residents speak on their quality of life. I was threatened by the CEO of HOC move for starting a tenants association, I did not violate the lease. Residents are not allowed to freely come to speak on their quality of life issues at the Commissioner's meeting without asking permission from the CEO, is that democratic or oppression? Twelve years later, after I filed my fair complaint finally HOC decided to comply to start a RAB. Residents need proper representation such as the Resident Advisory Board 24 CFR 964. HOC had the 1st voting by nternet for candidates in July 2023. I could not vote the website did not work and I am sure there are other residents. Residents should be included counting the voting ballot so it would not precieve that HOC staff interferred who they want to choose. There should have been some bylaws or guided procedures on who can vote, how many in a household, conflict of interest, etc. HUD wants tenant associations to be independently ran but HOC will run it and residents still will not have the proper representation they deserve. After I brought the RAB voting and other issues to their attention I was sent an email from HOC that I filed an application to become a candidate in August 2023. This is a total fabrication, I sent an email indicating I was not interested in becoming a member of the RAB [see attached] but I have concerns. As I was formerly a commissioner and RAB president with the experience I inform HOC RAB the setup of the board within HUD guidelines, It seems RAB was set up more for the purpose of HOC staff not for the residents. I also requested diverse representation such a disabled, a male, and a senior citizen. See attached documents for your review: RAB Board and resources https://files.hudexchange.info/resources/documents/PHA-Resident-Advisory-Boards-and-the-Housing-Authority-Plan-Process.pdf 964.11 HUD policy on tenant participation. HUD promotes resident participation and the active involvement of residents in all aspects of a HA's overall mission and operation. Residents have a right to organize and elect a resident council to represent their interests. As long as proper procedures are followed, the HA shall recognize the duly elected resident council to participate fully through a working relationship with the HA.