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    Nick Brown - State Farm Insurance Agent

    3.0 (4 reviews)
    Open Open 24 hours

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    3 years ago

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    5 years ago

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    4 years ago

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    8 years ago

    Great customer service! Helped me with all my insurance needs and gave me a great quote on renters insurance and car insurance!

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    Nick B.

    Thank you for the review and we appreciate your business!

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    Steve Ulmer - State Farm Insurance Agent - State Farm Logo

    Steve Ulmer - State Farm Insurance Agent

    (1 review)

    I honestly do not know why it has taken me this long to post this review. I have been insured by…read morethis agent in his office for almost 8 years now, and they have been magnificent. When I relocated to Ohio, got a new job, and a new apartment, State Farm was there for me. I consistently paid on a policy for years through this agency, through this office, and almost 2 years ago was in a car accident that totaled my vehicle. Let me tell you how amazing this office is: I had a rental car within one hour of my accident, I heard from a claims adjuster within two hours of my accident, and I received a check for my totaled vehicle in less than three weeks. If you ever wonder where your money is going when you pay insurance, or if it is worth paying insurance, stop wondering... most especially if you're smart enough to work with this office. Your money is going towards great coverage, kind people, and reliable service when you need it the most. Thank you to everyone in this office who has always made any auto issue I have ever had your number one priority.

    From the owner: Our office strives to provide you with an understanding of the products and services State Farm…read moreoffers while focusing on the needs of you and your family, in order to create an insurance program that is suitable for you. We have many years experience in auto insurance, home insurance, life insurance, health insurance, and business insurance. License #: OH-27285, IN-3517896

    Farmers Insurance - Michael Cappel

    Farmers Insurance - Michael Cappel

    (2 reviews)

    After almost 40 years with Farmers, I'm glad to say that I'm moving on…read more For the last few years I've seen a big increase in my rate. Recently I visited Mr. Cappel's office to get his input as to why and to see if Farmers offered any discounts for Seniors, etc.. Mr. Cappel told me that my ISO rating was the item that was hurting my rate. He informed me that it was an "8" probably because of my Firehouse distance from my house and that it was a "volunteer" house, and the distance from my home to my nearest hydrant. The next day I stopped by my local Firehouse. The Chief was not in but the fire fighters on hand informed me that they are not volunteer. They in fact never have less than 3 firefighters in the house 24/7 and as many as 7 at other times. This Firehouse is approx. 2 1/2 miles from my home and my fire hydrant is 150 ft from my home. The next week I stopped back into see Mr. Cappel and informed him of my findings. He showed me my acct and the "8" ISO listing on the screen. I asked him if there could be a mistake in the data entered and his answer was "hey my home is also an "8". I asked if he could check to see how old this data was and he said that it was current. This week I received an email from Fire Chief Davis of Crosby Township. He said that they're my recent ISO review was in 2014 and that Crosby Township was rated a 4/4. That means that I've been over charged for my homeowners insurance for the last 4-years. I should ask for a refund, but after further consideration I feel that I got stuck once by my agent not taking my issue to his corporate office and I wouldn't let that happen again. I'm currently in communication with a better agent with a better offer and will shortly end my long relationship with Farmers. I recommend everyone should check policies and see if they don't have similar errors. Never assume that your in good hands! Jerry Merkhofer X-client of Farmers and Mike Cappel

    As a fellow Farmers Agent, I am disheartened to see the level of unprofessionalism come from this…read moregentleman's office. Mr. Cappel practices unethical business practices and I would highly advise any and all potential clients to seek out other agents.

    Nick Brown - State Farm Insurance Agent - homeinsurance - Updated May 2026

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