Panic, depression, anxiety, helplessness, worthlessness, these are just a sample of the things that go through your mind when you're going through a bankruptcy case. It gets even worse when you have a pending lawsuit, it's like you're waiting for the axe to fall.
Before I filed for bankruptcy I always felt like I was always short on money, there just never seemed to be enough or I was always struggling even when I was working full-time. I felt like I was always on a budget. While some of my debts were my fault, it came to the point where I was just making payments on interest and not the debt itself. It came to a point where I just couldn't make payments on some of my debts and they just piled on top of each other. I started feeling helpless and I just had to push some of it to the back of my mind or it would have driven me crazy.
It all came to a head when I got a court summons from a collection agency for the amount of $2,000. I can't even begin to imagine the dread and apprehension that one experiences when you get one of those summonses. I always thought that only happened in movies or TV shows. Panic set in. My coworker had always been suggesting filing for BK, but I always felt like it was cheating or failing. But when push comes to shove, I felt that I had to take care of myself. Greg helped me take care of this.
I got a few suggestions, but some were just way too far for me. I found Greg on Yelp after looking at a few others, his ratings were consistent and this impressed me. I set up an appointment, it was easy. He will walk you through everything with clear directions and updates and he will answer any questions you might have promptly. The process itself is long, I filed in October and cleared February, but the hardest in all of that is just taking the first step and reaching out for assistance. Greg helped me with everything, and even just the fact that someone can tell you "everything will be OK" will take a huge load of stress off your back. Even just after the first session and I found out that I actually qualified for BK, after I left his office, I felt 1,000 lbs lighter.
If you're struggling with your bills and legitimately can't catch up with the payments, don't be afraid to reach out and ask for help. If you have any questions for me, feel free to private message me. Don't let that pretty face fool you, give Greg a call and see if he can assist. read more
