I have been working with The Credit Salon since 2019. When we first started credit repair my score…read morewas in the mid 500s. Within three months my score had increased almost 100 points. Eventually all my negative accounts had fallen off and I did not have to pay anything to any of the companies reporting negative accounts on my credit report. I have been able to get approved for multiple unsecured credit cards when that was never an option prior. My credit is now in good standing and reports in the low 700s. She is amazing at what she does. I encourage anyone that is looking for credit repair to contact The Credit Salon. I promise you will not be disappointed.

Great Service.. Very professional.. I'm very satisfied with the quality of service i have…read morereceived.. The credit salon doesn't just repair your credit they also educate you on how to maintain your credit once it's repaired.. I highly recommend this company!!

They make promises they can't keep & sell you dreams. They lie to you so they can get your money. I…read morewould not recommend them. They also promise you a price to then over charge you. After that, you have to go through calls & managers, waiting for them to reach out to you so they can go over a phone call to get your partial refund. They are a scam & don't do anything for you but keep charging you for their benefit. No matter how good they make it seem to you DO NOT DO IT! I repeat DO NOT WASTE YOUR MONEY OR TIME WITH THEM!

Fantastic service. Had two collection accounts that were not mine that needed to be removed A.S.A.P…read more(tried to do it myself - calling Experian and Equifax is a nightmare don't bother). Jenny and Gary were great to deal with and explained the process and mode of payment -- I only had to pay if I got results (that sold me). Results is what we got, and it only took 35 days. Happy to recommend these two and their business... valuable in a tight spot.

I found Joan very terse and condescending. I don't look for things to get sugar-coated, but she was…read moredismissive and barely helpful. She acted like she couldn't have cared less and I think that's wrong for people working in services. I ended up calling my accountant and he provided more useful information.

We are likely to loose our house due to the in action of Paula Powers who works for Credit…read moreCounseling Center. She completely MISSED an appeal opportunity and gave lame excuses like a computer virus, she was, on vacation, and she never got the paperwork. The judge almost laughed at her lame excuses. Who pays?...US! Funny...we got the paperwork AND SENT HER A COPY via email so we have proof. The woman who runs the company, Joan Redding, did nothing to help, and they are careful to say they are not attorneys...they are not even help! Do not EVER use this organization! Completely incompetent!

Was nervous to use a repair service at first but after calling around, Credlocity had the best deal…read more& were the most professional. Things I'd previously disputed and weren't removed are now gone for good. I believe I've been using Credlocity for 4-5mo now and my score is the highest it's been in 5 years. From the low 500s to the mid 600s and growing! Could not recommend more. Joey is great at his job & communicating exactly what's going on and what to expect. Im glad I took the chance & even got some of our family working with them now too who also have had great growth!

I found out that I had a charge off (one of the worst things you could have on your credit report),…read morefor 3 years. It was 3 years that this was on my credit. I thought I wouldn't ever be able to get it off myself. I tried so hard to have the credit card company state that it wasn't me that opened and closed a card with a balance on it and it was far too gone past that it became a charge off. I came to Ficostar Credit Services for help and am so glad I put my faith in Joeziel, who told me that he's confident he can get it off and get my score to almost perfect. I can finally plan on buying a house, which I've been waiting so long to do. Not only has Joeziel helped with every little inquiry on my credit, he's taught me a lot of tips that will help me keep my score high. If you ever have a doubt that your credit is nowhere near repair, just believe that I started off with a credit score of 520 and am now at the 800's due to the hard work and dedication that Ficostar Credit Services provide. I'm literally ecstatic and can look forward to finally buying a house I can call a home of my own!

I tried plenty of times to stop my subscription and couldn't get a hold of noone the email from…read morethe invoice doesn't reply back but keep trying to go in mybaccount to take my money.

**PLEASE READ MY REVIEW IF YOUR TRYING TO IMPROVE YOUR CREDIT SCORE. I PROVIDED SOME INFORMATION ON…read moreHOW I WAS ABLE TO IMPROVE MY HUSBAND CREDIT.** Going to philly credit mechanic was a waste of my money. Me and my husband went to them to improve his credit score. I had them since July 3rd, 2019. It's been 3 months and there is no change to his credit score from what they did. I spent $324 these months and it was a waste of money. All they did is continuously disputed things on his credit report that wasn't even incorrect. When I called them in September to ask for the result, they states the late payments for one of his account is no longer there but when I access that account through other media like credit karma, it still showed up. During these three month I researched a lot on how to improve credit score and I also did some work on his credit. - I open him secure credit card with discover by depositing $200. The credit machine suggested me to open an account with https://www.creditbuildercard.com/ but their service is horrible. applied with them twice but never got the card. So if your looking for a secured card discover https://www.discover.com/credit-cards/secured/ is great. - next I open a self lender account, which is great for building credit.https://www.self.inc/. On you credit history it will come up as loan that your paying off every month but once you finish paying it, the money will come back to you and your credit score will improve. - I paid his credit card balance every month before the closing date, which is not the same as DUE DATE. The last day of the billing cycle is known as your account statement closing date. For more information https://www.thebalance.com/credit-card-account-statement-closing-date-959982 - made him an authorized user on my credit account, this did not only improve his credit but also increased his credit line in his credit history. - continuously monitored his account. - lastly I knew the collections on his credit was not going to be deleted for there was no wrong information. Therefore I called the collection company and negotiated with them that I will pay them off, they have to permanently remove it from my his credit history. So they agreed and I just paid it off this month and it should be deleted in the 15 to 45 days days. - His credit Vintage score went up from 490 to 668. His FICO score 8 score is now 625. ** PLEASE NOTE: there are two different credit scoring model. One is FICO and the other one is Vintage. 90% of people use fico, so make sure you monitor your score from both of this model. https://www.experian.com/ let you monitor your fico score for free or for a small charge but I don't remember paying it for my husband. Just paid $1 for viewing his credit score for Transunion and Equifax. Credit karma and Scoresense use the Vintage model. Credit karma is free but does have the Equifax score but you have to check your equifax account with 30-Day Trial for $4.95 or view it through experian with a small charge. ** **PLEASE NOTE: NONE OF THIS INFORMATION WAS ADVISED BY PHILLY CREDIT MACHINE. I WAS REALLY WORRIED SO I DID MY OWN RESEARCH. PHILLY CREDIT MACHINE ONLY DISPUTED THING THAT SHOWED NO RESULTS. WHEN MY HUSBAND CREDIT WENT DOWN IN AUGUST BECAUSE HE USED IT MORE THAN 30% OF HIS CREDIT LIMIT, THEY DIDN'T LET US NO WHY IT HAPPENED AND ADVISE ON THE GENERAL RULE OF USING YOUR CREDIT CARD. THEY JUST STATED IN THE MESSAGE YOU CREDIT SCORE WHEN DOWN, PLEASE CHECK YOU SCORE SENSE ACCOUNT. AFTER DOING RESEARCH I REALIZED WHY IT HAPPEN. IN CONCLUSION IF YOUR TRYING TO IMPROVE YOUR CREDIT, DO YOUR OWN RESEARCH AND INSTEAD OF SPENDING YOUR MONEY ON THIS COMPANY PUT IT INTO A SECURE CARD OR SELF LENDING ACCOUNT.**

i'm a landlord. I've been in business for about 30+ years. I have never experienced a tenant using…read morethe system and abusing the law in order to stay without paying the rent. I evicted her approximately four times. She always found a way to circumnavigate the and stay without paying the rent. Finally, she declared bankruptcy chapter 13 the night before the possession order was to be enforced. This is when I met Michael Schwartz. He guided me through the process, explained it to me so that I can understand what was going on was always a phone call away. His experience and knowledge came through as we work together . when we went to court in Philadelphia, the judge ruled swiftly in my favor. I highly recommend this attorney. If you have any bankruptcy issues in the future, I will use his services again without a doubt.

From the owner: Assisting individuals with foreclosure, credit card debt, and IRS by using the bankruptcy process…read morein Bucks County and the Philadelphia area. Offices in Southampton, Perkasie and Havertown.