I was looking for a financial planner to help get my goals in line and set up a plan to organise my…read moresavings and retirement plan. Joe took me on as a new client in his a warm, fun, humorous way that made me feel at ease. I was intimidated to call him because I do not have a six figure account to invest and wasn't sure if my small nest egg would be worth his time. Joe Macek never made me feel I was an less valuable than his heavy-hitter clients. If you are looking to invest large or small and want honest, personable and qualified advice. This is your guy! Melanie Mitchell Winnipeg

From the owner: I have helped clients with financial planning and advisory services since 1998read more

THE COMPANY AS AN INVESTMENT COMPANY IS FINE BUT . . . BE A…read moreFINANCIAL CONSULTANT? - The person who recommends you up gets between $500 - $1000, (they are not your friend). Your manager gets a share of everything you sell. Their manager gets a share of everything you sell. The percentage you get from everything you sell usually drops after the first year and drops even more after the second year. The income people discuss is gross income and the company deducts all expenses before you get paid. There is usually not much left over. About 1300 consultants leave every year. Most don't stay longer than 2 years and many leave after a few months. A very low percentage make it past 5 years. This firm reportedly pays less than others in the industry (see glassdoor). Keep in mind that there are many people trying to 'hire' people into Investors Group so you will read a lot positive reports that have most likely been made from managers or people with a vested interest in having Investors Group appear wonderful. I wouldn't be surprised if Investors Group employs people to ensure all positive comments are on the first five pages of Google. Also, some of the reports are from people 'employed' by investors group - these people actually get paid to work there as an employee and so they are much happier than the financial consultants who work solely on a commission basis. Glassdoor reports about $22000 as the minimum and $50,000 as the maximum but again that is Gross Income folks! The deductions have not yet been made. Ask to see the 'scorecard' (an excel sheet) which shows what everyone makes in the firm - even the manager. The managers are denoted by the notation 'DD'. No privacy regulations here - everybody knows what you make. You will see that even some of the managers hardly scrape a living together - they only survive because they get a portion of everything you and the others sell. In fact, ask for a printout of the scorecard and study it carefully. A typical manager might make $30,000 and make another $50,000 from the people he/she hires (again, this is before deductions). Some make more and some make less. You can see why people want to be managers although most of their energy is related to hiring more bodies as people leave so quickly. If you do join IG, join for the training and then leave after a year for a bank or credit union where they actually pay you. When you leave you will most likely not meet the minimum to get paid for the clients that you have brought on stream. Normally, you get paid for a number of years for clients you have brought on when you leave but you have to be there for 3 years before that MIGHT happen. You can also dig yourself a financial hole in that when you leave, you can owe the company more money than you made during your tenure and the company will expect you to repay them. Charges are made to your account whether you sell anything or not. THE ABOVE IS MY OWN PERSONAL EXPERIENCE AND BELIEFS. YOU SHOULD CHECK OUT MY COMMENTS CAREFULLY BEFORE DECIDING FOR OR AGAINST SIGNING ON AS A FINANCIAL CONSULTANT.

Great company. Our rep has been consistently helpful! A strong recommend for ALL of your financial…read moreneeds.

Faye Sierhuis is the most incompetent "advisor" I have ever had the displeasure of trusting to…read moremanage my portfolio. Her lack of effort, professionalism and integrity is only the beginning! She takes weeks to return voice messages and emails, she doesn't act on trading instructions in a timely manner and she is noncompliant when it comes to record keeping. Do yourself a favour and find a different advisor. I recommend Wellington or TD Securities. This moron will mismanage your portfolio and run and hide when she's confronted!

I would give this company 10 out of 5 if I could…read more I have been using K Liu Accounting Services for years and I am very impressed with the knowledge and detail I have received on every one of my questions. The answer details are excellent, and if I do not understand something, the patience from K Liu Accounting Services is amazing. They take the time to help me to know the CRA reasons. Their patience to go through any of my questions is outstanding. I am totally happy with all they have done for me and my reliability on them is 100%, they have my total trust on their work they have done for me in the past and for the future. The state of the art services and processes, make my taxes being taken care of masterfully. Such a saving of my personal time in sending my information to them. Along with such an impressive communication process from start to finish. I highly recommend this company for anyone from Personal needs to Business needs. They have vast knowledge and expertise. I also want to congratulate this company on being nominated as one of the top businesses. This was fully earned and very much a glowing star on their business that is worthy of their excellence that they perform for their clients. Thank you for all the hard work you do for me.........Darlene Dolinski

From the owner: At K Liu Accounting Services Inc., we highly value relationships and collaboration, within members…read moreof our team and with our valued clients. We strive to establish and maintain long-term partnerships with our clients, we are not just a service provider, we are partners to our clients in meeting their every need and supporting their long-term goals.

I was very pleased with the service I received from Joe. He was very friendly and informative,…read moreexplaining questions I had and in suggesting a few changes to manage my investments better. I look forward to seeing him next year.

Kevin Harold and all the staff at Crescent Financial go above and beyond to explain our options and…read moreKevin gives good sound advice. Kevin is never to busy and always available to answer any financial questions we have, no matter how irrelevant to our accounts with him. We would recommend him 100% if you need advice and guidance on how to make your investments grow. This guy gives meaning to the words "personal touch", is extremely knowledgeable on all things financial, and we're so grateful to have him in our corner. He made us feel at home and comfortable from the very start. Chris and Lynette O

I will recommend anyone who has financial problems to contact the Credit Counselling Society. I…read morejoined up with them almost a year ago, and my debt load is slowly, but surely, decreasing. Good people, friendly people, and knowledgable people.

The Credit Counselling Society helped me when I thought there was no where else to turn. The…read morecounsellors are stellar. They always answer my questions promptly and have set me on a path to be debt free in 5 years. I don't know where I would be without them. If you have credit card debt and few options to clear it please call them. They will help you.