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Mobility Prosthetics

5.0 (1 review)
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8 months ago

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Brian G.

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Rocky Mountain Foot & Ankle - Poisoning the root

Rocky Mountain Foot & Ankle

3.1(9 reviews)
0.9 mi

Important Warning: Hidden Out-of-Network Costs at The Surgery Center at Cottonwood used by this…read moreoffice I want to share my experience to help others avoid a costly and frustrating situation. I chose Dr. Larsen for my surgery specifically because he is listed as In-Network with my insurance provider. I have absolutely no complaints about the care I received--Dr. Larsen and his staff were excellent in every clinical aspect. However, the way the surgery was handled from an insurance and billing standpoint was deeply problematic. After it was determined I needed surgery, I met with a staff member of Dr Larsen to schedule it. I was advised to book it 3-4 weeks out due to my insurance's slow approval process. I was told they would notify me if there were any issues. No one ever mentioned that the Surgery Center at Cottonwood--where the procedure would take place--was Out-of-Network. In fact, I wasn't even told where the surgery would be performed until one week before. A week prior, I received a call from the Surgery Center's Billing Department informing me I'd need to pay a specific amount on the day of surgery. When I asked why it was so high, I was told I hadn't met my deductible. That explanation seemed reasonable, so I didn't question it further. Crucially, I was never told this was my Out-of-Network deductible. On the day of surgery, I was handed multiple forms to sign. One disclosed that Dr. Larsen is part-owner of the Surgery Center--standard for conflict-of-interest transparency. But nowhere did I see a clear indication that the facility was Out-of-Network. Two months later, I discovered the claim had been processed as Out-of-Network. I was shocked. I contacted my insurance company, who confirmed that the Surgery Center at Cottonwood is not in-network. I then reached out to Dr. Larsen's office, thinking the claim had been submitted incorrectly. They informed me that Dr. Larsen performs most of his surgeries at that center and that I should have been told this beforehand by the Surgery Center so I should contact them. This was especially surprising because Dr. Larsen's office had assured me they would handle the pre-approval. Clearly, they did not. When I called the Surgery Center, they said most insurance companies consider them Out-of-Network and that I should have been informed during the billing call. They also claimed I signed a form acknowledging this. I asked to see the form. Apparently, one page listed my insurance info with the acronym "OON" next to it--meaning "Out-of-Network." I didn't notice it, nor would I have understood what it meant. I was told to contact the Billing Department to resolve the issue. When I did, I explained that I was never clearly informed. Their response? "It shouldn't matter if it's in or out of network--we adjust our billing to match In-Network rates." That may work for some, but not for me. Had this been billed In-Network, I would have met my Out-of-Pocket Maximum, and subsequent medical expenses for my family would have been fully covered. Instead, I'm now facing over $5,000 in costs that should have been avoided. I was never given a choice of where my surgery would be performed, nor was I informed that the facility was Out-of-Network--despite both the doctor's office and the Surgery Center knowing this. That's not just a miscommunication--it's unethical. I'm currently filing an appeal with my insurance company, though I expect it will be denied since they followed protocol. The fault lies squarely with the doctor's office and the Surgery Center. I'm sharing this so others don't fall into the same trap. Always double-check not just your doctor's network status, but also the facility where your procedure will take place. Ask explicitly. Get it in writing. Don't assume anything.

My daughter was seen today for two in-grown toenails on her big toes. Dr. Hansen couldn't have been…read morenicer or put her more at ease. His bedside manner and sense of humor were just what she needed to help her relax. The medical assistant was also a joy to work with and fun to talk to. The whole staff is excellent. The procedure was smooth and as pain-free as possible, given the circumstance. We were seen within minutes of arriving and left the office in less than an hour. I highly recommend Dr. Hansen and Dr. Larson for all your foot health.

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Rocky Mountain Foot & Ankle - Happy dancing feet!

Happy dancing feet!

Rocky Mountain Foot & Ankle - Front of the building

Front of the building

Rocky Mountain Foot & Ankle - Healed toes

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Healed toes

Mobility Prosthetics - prosthetics - Updated May 2026

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