If they can sue you but can't get you to make an admission in writing or a payment during the statute of limitation, which is about 4 to 6 years in Utah, depending on the Loan type. Usually with these guys, it's four years, they will go to court to get a judgment! They have served it without "properly" serving the judgment. When you're served this information, it gives you a lot of information to attend the court hearing. A lot of times they make sure that the person signing isn't the right person so that they can start the 8 year in perpetuity process! They must do this within 8 years to collect until the debt including all the interest and outlandish fees accrued are paid if they don't collect in the first eight years, they can do it again. They will do this over a 200$ or 300$ loan! Stupid! I could see them doing this over 5000 but $300 come on! After other fees and interest then they're getting way more than they deserve! Fees and 8 years of interest is now 2000 to 5000 even though the original amount was only 300. Yes, this company over a $300 loan will do this to people who often can't pay these loans back because of the astronomical interest rates. Even if it's proven, that it wasn't served to the right person who originally came in and got the loan because the woman didn't even look at the driver's license compared to the person she was sitting and doing the loan with. I have helped people in this situation with this company. They're by far the worst company in the business. The only day I work for the original American title Loan company who started all of this back in the day. I also had family members open their own stores with some my knowledge and help and only one of them is still doing it because the other ones just couldn't keep doing that to people. Anyways, they're just not a good place go somewhere else a lot of times they will help you or just write it off because really it is a tax write off and they don't lose anything. read more
