This past year, we had our second experience with Jerry Merrick and the MLend team. The first time…read moreJerry served us, he truly went above and beyond to help our family... 8 out of 5 stars! This time around, MLend managed to exceed our expectations again. Jerry responds timely, was very personal, and remained engaged all the way through closing. We gladly recommend Jerry Merrick, Staci Fitzwater, & the MLend team for any of your lending needs. MLend Oakland, MD

I interact with loan officers on a daily basis. Normally they are aware of procedure and practiced…read morein the standard data collection required to process loans. My interaction with a PrimeLending employee showed lack of training, no customer service, ignorance regarding her supposed expertise and was one of the most offensive customer service interactions I have ever experienced. If you use this company, be sure the loan officer is aware of the common practices of the trade and doesn't continue to contact the incorrect companies for information they don't have. Rude, offensive, and I can't imagine how a loan could possibly be processed correctly by such an inexperienced and untrained person.

Let's say your best friend was a mortgage guy, a loan originator. What would you expect to get from…read morehim in the way of service? Wouldn't you expect that your best friend would make you feel like you're his only client? Wouldn't you expect to get "special attention" to your closing? Wouldn't you expect to feel like your closing was his own? That's what I would expect. And with Scott, you get that and so much more. I have had the pleasure of working with Scott on two closings, the second being of a very delicate nature. I simply cannot use enough superlatives to describe his attention to detail, the depth of his knowledge and experience, and absolute commitment to the entire process. Along with that he has an outgoing gregarious personality without being "over the top." From the first time I met him I felt I had known him for a long time. Affable, personable, reliable, dependable, and professional. He's like the Labrador Retriever of loan guys!! I don't "do" reviews. I'm Old School. My attitude is typically, "I'm paying you to do your job, now do it." However, with Scott and my experience in dealing with him, I simply had to pass along a few words that may help you to decide and know that if you work with Scott Fournier and Integrity Home Mortgage, you will be absolutely glad you did!

Scott is an absolute pleasure to work with. From our initial introductions he was prompt to respond…read morethrough phone, email and text. During our face to face meeting my husband and I walked in and we were nervous, Scott immediately settled our nerves and is SO easy to talk to, laugh with, and truly open up about our home and future goals. He helped us lay out a solid path to follow and we will most definitely be working with him again when we want to refinance or make another purchase. I highly recommend him. Reach out to talk to him even if your not quite ready he can help give the knowledge and tools needed, and who knows, you may be further along than you think!

Keith helped me close on my house after another lender dropped the ball…read more I was in the middle of purchasing a home and was using another lender when I received a call that there was a problem with my mortgage application. I am a veteran and was using my benefits to get a VA loan. The loan officer said that after reviewing my tax returns, they could no longer do the loan. I had asked this loan officer to review my tax returns prior to finding a house because I am self employed and I know that sometimes lenders get picky with self employed people. Well long story short, here it was a few weeks before closing and now suddenly there is a problem with how they are calculating my income! Apparently the loan officer either calculated my income incorrectly or did not know his own bank's rules. My accountant had given me Keith's name previously but I didn't call him at first because I had already applied with the other lender. I called him and explained the situation and I am glad I did. He was able to work up an approval based on the same income paperwork I gave the previous bank, he said it was because he has lenders that do not add their own stricter guidelines on top of the VA rules. They just follow the VA rules as they are written. I was also impressed about how he kept me in the loop as to how things were progressing. He was always available and answered all my questions. We were able to get the appraisal transferred from the other lender and all of the paperwork completed quickly. We ended up closing on time. He helped make a stressful situation less stressful. I would recommend Keith to anyone looking for a mortgage. I recommended one of my friends to call him recently.

I got in touch with Keith after reading an article he had written about first time homebuyers. I…read moreshopped around with banks to check mortgage rates for about a week and the rate he gave me was the lowest. He guided me through the entire mortgage process and ran through the numbers with me on a lot of houses to let me know the payments and the amount I would need for closing. I know I had a lot of questions and probably was kind of nervous about buying my first house but he was always patient and informative. His calm nature made me feel calmer. The whole process went smoothly from start to finish and wouldn't hesitate to use his company for my mortgage again. I told my brother to call Keith to help him buy a house and my brother says he agrees that everything is going well with his home purchase too.

When another lender in the same town wouldn't help us at all, JP Mortgage took the time to tell us…read morewhat we needed to do to get the home that we wanted. Everyone was extremely nice and very patient with us when we were a nervous wreck. I couldn't have asked for a better experience and would definitely recommend them.

From the owner: The resourceful and skilled team at JP Mortgage Lending is eager to help you reach your dreams. If…read moreyou need an experienced Hollidaysburg, PA Mortgage team focused on precision, give us a call.