The compulsory insurance in PR are one of the closest activities that I can think as a picture of a…read moreState fraud. Due to the fact that it's compulsory anyone that has a vehicle has to pay this insurance every year. The insurance is extremely peculiar. It's not your insurance that cover your accident, if you are the one without responsibility, but the other vehicle insurance and it cover only up to 4,500$ Whit this introduction is pretty clear that just by itself the insurance has a ridiculous low outcome to pay any accident happened and everybody has to pay them. It's already clear that the insurance company, right now are about 12 that are authorized, had a huge profit doing this kind of insurance joke. Then if you have an accident you can find out really how they get dirty in order to maximize the gain and destroy you. First. You have to understand and be capable to speak with them. I spend just for the first time 1 hour and 40 minutes waiting after the first 2 call was disconnected. You have to have a police report, that you have to collect in person at the cop station, and you have to pay with sate stamps. You have to have the fault driver call them. You have to have one of their mechanics to inspect your car and you have to take the car to them. I put a very long story short. If you don't compelled one of the previous request, you will be not capable to receive the payment. If you receive the payment it will be 50% of what they have to pay. It's just your fault if you cash the check. They they evaluate your car with the blue book or some other crappy instrument that it's maybe ok with the US market but not for sure for Puerto Rico. After all this crap you can maybe have a second check to fill the amount to repair the car, if you accept 60% of the value of your car if you don't want to surrender it when the value of your car is evaluated by them and you can't complain. My personal case. I was it from a drunk driver that burn a red light. I have a used car buy in a car dealer for 4.000 $ a very good price compare to the car in the island actually sold for the same amount of money. Perfect condition. I have to move the car from the street. Tow service is not cover by the insurance. Take the insurance to teir mechanic. Home visit is offer by the insurance but the mechanic refuse to come! Tow service again not included. 2.800$ repair quotation by teir mechanic. 2 weeks after the insurance didn't release any approval to fix the car or any check. If you have to go to work you are already screw and you are suffering big problem for your freedom to move and other. Service car or rental car is not cover by the insurance or offered. Then the mechanic offers to fix your car and you will collect later the money from the insurance (I already know that it was a criminal cartel made to frode the people in order to cash more money is possible for the mechanic and the insurance). So, I refuse. I just patch up the car (500.00$ work done by another mechanic) jut to have the car possible to be driven. Then punding on the insurance phone to know what the hell happen. Insurance send without notice 500.00 check. I went at the first office then to understand. It was my payment. Then I complain. When the inspector told me that my car was work 1.600$ I laugh at her face and call her loan shark. I asked her where to find my car at that price... you can't even fine the engine for that price. Then I was enjoying the very criminal nature of the insurance employee that of course are following the criminal policy of the insurance. I refuse. Then they offer me 60% of 1600 or 1600$ if I would surrender my vehicle. At that point I called the insurance 12 time, been at their office 4 times, been called by the inspector twice and was already 2 month the time lost for this money. I see the clear fraud behind this system. The insurance will barely pay half the cost of any accident and never more than 4.500$ they will hope you can mess up and accept even half of that charity and or you get screw up by their mechanic too if you were capable to collect all the document without losing your job. Of course, you could take them at the court and pay your own attorney in order to get paid... and of course I believe that the percentage of this people are very lean. Because you will pay more that you will get. This is Puerto Rico, enjoy the real lair of corruption and citizen robber.

Very professional and knowledgeable about Puerto Rico. Our agent is responsive, friendly, and…read moretimely with follow-up. He has become a trusted advisor to help protect our home on Vieques. Highly recommend!

Alfred is a very professional and knowledgeable agent to work with. After hurricane Maria he and…read morehis staff were a great help in getting my claim processed correctly. Jim K Humacao

Multiporquería es la PEOR COMPAÑIA de Asistencia en el Hogar de Puerto Rico. Tuve Cooperativa de…read moreseguros Múltiples y de inmediato me resolvían. Se me explotó la tubería del baño y Barba Rodríguez de Asistencia en el Hogar me dijo que tenía cita para 4 días.

This Life Insurance Company has been terrible they have given me the run around for 5 and half…read moreyears telling me the case is still under review by legal department, I have been calling for years they all say the same thing my mom passed in 2019 still waiting on a payout, I got a lawyer involved then they said ok a check is going to be made out we will call you to advise your client (me) on date of mailing that was 3wks ago I decide to call them and they stated a check was mailed out August 4th to my old address when I clearly updated my address not two weeks ago, for the 8th time giving them the right address even in notarized paperwork I've given them the correct address so I advise stay away From this company they are scamming people.

Excellent experience. My request was not easy because apparently its not a very common surety bond…read more I am completely satisfied with the way Surety One handled my need.

From the owner: Surety Bonds, Fidelity Bonds, Performance Bonds, Bid Bonds, Payment Bonds.read more

Mutual of Omaha Advisors provide comprehensive financial planning and products such as: Life,…read moreCritical Illness, Medicare Supplement, Annuities, Long Term Care... it all starts with a Discovery Process that help understand financial needs priorities, goals, budget. Financially Strong company, servicing Puerto Rico, USVI, BVI & USA.

Worst experience ever when it comes to insurance. Agents work from home and don't seem to work AT…read moreALL. They don't respond to emails for days, hold policy info hostage and could care less. When you need a voucher to fix an expired marbete? 5 days! Recently they told me 2 of my cars "were not insured" when they were. Offered me a second policy. This is just on the personal side. Don't worry about 3 months waiting for a commercial quote. My other agent, I have been with 10+ years. Never have I experienced such bad service or an incompetent group of adults. STAY AWAY!

Didn't really come through for me, meaning Wilfredo kinda petered out half way in. But don't get me…read morewrong, most places you approach in this market online are half-baked cause of so much calamity, allegedly. You get the thumbscrews over recent earthquakes and then they demand a few somersaults cause of hindsight considerations. In my view, you're better off just walking into some place unannounced, sit down with the assistant, ask for their proposal on the spot. Let them as market representatives decide what's insurable or not. This online platform, unfortunately, reduces applicants to a status where they're redundantly groped, then directed to perform actions that should lead to meaningful determination, but you either get non-response as I did [here], or grossly inflated premiums from others who have scrutinized your scrotum right off apparently. I ended up buying only basic structural/liability/medpay from a producer who was more dependent on office staff to broker a deal over cyberspace game where twenty questions lead Applicant into limbo. That's an event horizon I'd care not to cross again, feel me?

From the owner: Insurance & Financial Services for Individual, Comercial and Municipalitiesread more