I purchased an 18k white gold snake chain on a cruise ship this spring. Useful for the pendant I…read morewanted to wear, but nothing elaborate on its own. I was given a "50% discount" off the 4-figure price. The clasp broke away from the chain a few months later after very light wearing. I just received the return label to send it in for repair. The company insured it for 25% of what I paid. I know cruise ship jewelry is overpriced, but "ouch!" Plus, I've never had a chain break so easily and expected more from something in this price category. I'll eventually receive a repaired chain, but will never feel full confidence in the quality.