For foreigners moving to Germany: this place has all of the insurances you need to live in Germany…read more There is no need to shop around (maybe except car insurance). I shopped but this is the only place that took my United States Driving Record. It saved me about 700 euros a year so it is worth it. This office has Kersten Wolf who speak English. Nobody else there that I have met by this date speaks English so you must ask for her if you go. If you need things for your car, like for the emergency pack and first aid kit, they have it. They have for free the parking meters if you are a member. all in all, I'd say that ADAC was the best choice for me, with customer service and price.