Given the peculiar nature of my situation, Scott , Isaiah, Lindsay, and the rest of the team at Homerate Mortgage went out of there way to secure this loan for me and family ! The even got me a much lower interest rate than I expected! Very pleased and thankful for the opportunity to work with these guys! Lakeside title co. provided a great experience as well explaining and smoothing out the whole closing process making everything easy to understand and comprehend! It has been a pleasure to work with these guys all the way around! I will definitely recommend this business to everyone for your mortgage/refinance needs ! read more

This was the nicest home loan experience I could have asked for. All I had to do was have one meeting with Brian, and we knew we were in good hands. He explained all the options we had and got us a fantastic rate. From the initial meeting, the service only improved. Brian didn't bug us. He or his assistant contacted me for a few necessary items for the underwriter, but that was it. It was smooth and simple. If I wanted to know where we were in the process, all I had to do was call or email. I would highly recommend Home Rate Mortgage and Mr. Currier. Very professional and very proficient. read more

With this being my second home purchase I must say I was dreading the process. But HomeRate Mortgage has far exceeded my expectations. My loan officer Isaiah keeps me updated every step of the way. The hardest part of the process is the long 30+ day wait for closing. But HomeRate Mortgage keeps me informed when each step of the process is completed and the next step in line. I am very impressed with the constant open line of communication I have with Isaiah. If you are looking to purchase a home, I HIGHLY recommend HomeRate Mortgage. read more

Was kind of let down dealing with a different guy. Won't say his name. Sent a message to the Facebook page. Got a call the next day from Dustin Swafford. From that point on everything was perfect. He set us up with a realtor who was awesome. Wife found a house that he showed us. We put an offer in while standing in the driveway. No problems at all going through the process. Closed on time. After all the horror stories I've heard about buying a house I was a little scared. No reason to be though. Everything went perfect read more

Totally biased b/c I'm the manager but this company I work for is awesome sauce when it comes to Mortgage Loans in Chattanooga! Due to the owners' passion and desire to provide great mortgages in TN, I've seen more and more people come back that had previously gotten a mortgage here. If you are in the market to buy a home or maybe you already own a home and just want to pull some equity out to do some big project like 'pay off debt' or 'start a business,' HomeRate Mortgage is the #1 Mortgage Company in Chattanooga read more

I have been listening to Ben on 105.1 for 2-3 years now. His commercials are great! I met him in person when he needed to buy a new car. He was awesome and such a great guy to be around. When I was in the market to buy a new home, he is the first person I thought of. He referred me to Tara Latham who was excellent. She answered all my questions via text, email and phone. It was such a smooth process! I will highly recommend Home Rate Mortgage to anyone I know who is about to buy a new house. Thank you!! read more

You hear about a lot of horror stories when it comes to getting a mortgage, and it even made us a little leery of starting the process, but Tara and the team at Home Rate Mortgage made the process as simple as could be. From start to finish they walked us through the process, and made everything pressure and stress free. Along with that they were able to get us a rate, and allowed us to easily move into what we hope is our forever home. We would recommend Home Rate Mortgage 100% to anyone! read more

We could not have asked for a nicer or more knowledgeable loan officer. It was the best experience we have ever had in getting a mortgage. Tara was exceptional. Tara even calmed my nerves when I had questions that to her were probably silly. We appreciate her kindness and promptness with every question we asked. We would highly recommend Tara Latham to anyone trying to get a mortgage. Anyone wanting information about a loan should contact Tara and the company she represents. read more

As a first time home buyer, I was very excited to be able to purchase my first home, but also nervous going into it. Homerate Mortgage made the process easy and answered all my "first time home buyer questions" and put my mind at ease. The process was seamless and they delivered the whole way through to the end. Not only did they set my expectations up front, but delivered in the end. I shopped around and they had the best rate as well. read more

Dustin Swafford and David at Home Rate Mortgage we're awesome! They were so diligent in answering every question we had and listened to any concern. They were with us every step of the way even answering my calls during the night! They truly went above and beyond their duties to keep us informed and even working behind the scenes to ensure our process went smooth! We are now in our new construction home! Thanks to everyone again! read more

My experience with Home Rate Mortgage for our home refinance was great. From the first time I spoke with Chad Stockburger until we closed yesterday, the process was easy and hassle-free. The professionalism of those I've met through this process is top notch. And the notary at closing, Sheryl Phillips, was so sweet and helpful. She made it all easy. I would not hesitate to suggest Home Rate Mortgage to others. read more

It was definitely my pleasure to work with Homerate Mortgage, especially Tara! The process of buying a home can indeed be stressful and Mrs. Latham handled every facet of my loan process exquisitely. Even though we had some unforeseeable things to transpire, she was always very transparent and professional. It was a pleasure to work with her and if you need a loan, look no further than Homerate! read more

Homerate helped me get a loan for my first home and broke all the stereo types about how stressful home buying could be. My loan process was flawless and I closed before the scheduled closing date. I got a great rate and didn't have to put any money down. I highly recommend them for your mortgage needs! read more

We worked with Tara and she succeeded our expectations! She was very calm and walked us through the process, giving us detailed information and a heads up for what to expect. I would recommend Tara and HomeRate Mortgage to anyone who is thinking of buying or refinancing their home! Great job guys!!!! read more

I was really impressed with Ben and Eric they are 2 of the most hardworking people I have met. Their attention to details are second to none. They both make the process as easy as it could be. I will be recommending them to friend and family in the future. Thanks Again and best of success to you. read more

I had a great experience working with Tim. He was able to answer all of my questions and got us a great rate on our mortgage. Tim took the time to explain all the options available while taking into consideration our monthly budget. Tim was able t provide everything we were looking for. read more

Isaiah was very helpful and let know all of our options! Before contacting HomeRate Mortage, we didn't even know if it would be possible to purchase a home but Isaiah got us one step closer to being home owners! I will definitely recommend this company to anyone in need of a lender. read more

Chad was great to deal with. Had a lot of questions and requests and he was very patient, had good explanations, and got me the answers I needed on everything. This was the second loan I've completed w/ HomeRate mortgage and would continue to you use them in the future. read more

Ben Phillips and team at Homerate Mortgage, exceeded my expectations during my loan purchasing. Homerate closed my loan within 30 days. As a first time home buyer, I was pleased with the high customer service they gave me and my fiancee. read more