Bob Pape was highly professional, always made his costs clear and advised on how to use his…read moreservices effectively. My problem after paying the CSA for 12 years was that the CSA numpties couldn't fairly assess a fluctuating income, I being a contractor. We initially reduced the assessment to a level that meant I could pay my mortgage again. By this time I had been in warfare with the CSA for a year. Bob suggested that if I wished to press the nuclear button, set up a limited company. My view of the CSA was seen through a red mist. Button pressed. Assessment quickly down to zero. Downside all the limited company admin and tax paperwork. Why did I take this route ? the CSA were greedy and incompetent. NB Never ever lie to the CSA. Everything I did was strictly lawful.

Contrary to the post below ( shin) I found them to be truly excellent. Professional , unambiguous…read moreand with clear costs. Just what you want, when dealing with the unpredictable error prone CSA.