My experience with Julie Stacy was marked by a series of delays and a lack of urgency that tested…read moremy patience at every turn. From the outset, the communication was sporadic and often required multiple follow-ups to receive even basic updates. It became clear early on that the lender's processes were slow and inefficient, causing significant delays in the potential approval process. It was clear their team seemed only versed in "easy" approvals.  What was most concerning was the apparent lack of concern for timelines. Despite repeated assurances that they would have an answer "soon," deadlines were consistently missed. This created unnecessary stress and uncertainty during a time that is already inherently stressful for any homebuyer. Moreover, the lender and their representatives seemed unresponsive when asked for clarification or updates. Simple inquiries were met with curt responses, and there was little effort to provide clear or comprehensive explanations. This lack of customer care and attentiveness was disappointing, especially given the significant financial commitment involved.  In the end, Julie seemed to barely try to get this loan approved. She washed her hands of it and said it was impossible to get done. Not to mention she approved me LOWER than any other lender for my house "range".  She also shared information about my purchase and process with someone that is not on my loan or title!! THAT IS NOT ALLOWED and a HUGE BREACH OF CONFIDENTIALITY! There are other lenders in the market who prioritize customer service and efficiency, which are critical in what is likely one of the most important transactions of your life. I was able to get better service and get this loan approved somewhere else!  I want to be CLEAR. Julie- You did not refuse to work with me because my first house was through her, which we both have proof of....so don't let her lie about this. Secondly, this review is purely in regard to my second house I tried to get you to approve lending for which you couldn't do because it was too hard. I have emails from you and Tyler saying you were not able to get this done, so I got it done through another lender. In no way am I mentioning OTHER issues I have with you Julie, that have nothing to do with this loan- so let's keep it on topic (your ability to do your job/ communicate and get loans approved). Everything I stated was true about my process in the second home loan I tried to purchase with you- you were extremely difficult and couldn't get it approved. You are trying to cover yourself by talking about a different topic to help your reputation, but the facts are you are NOT a good lender. Also, I do have direct proof of you breaching confidentiality about my loan. If you reply to this speak on the LOAN, which is YOUR BUSINESS.

Linda and Amber were great to work with in helping us get our second home in Ashland. Their rates…read morewere competitive. Even though we were vacationing in town, we never felt put upon to supply unnecessary documents. There was no fuss, no drama, no hiccups. Our application sailed through the underwriting process. And we closed escrow on time.

Melissa and her team at Strategy One Home Loans are excellent. They were able to process a fairly…read morecomplex home loan for me in record time and deliver exactly what I expected in terms of rate and terms. Melissa is an experienced mortgage lender and is able to find simple solutions to what seem like insurmountable issues and she fiercely advocates for her clients and deals with the lenders. I strongly recommend that anyone shopping for a home or home loan, reach out to Strategy One Home Loans and Melissa and get the best experience in home lending out there.

From the owner: We provide personalized, hassle-free home loan services to buyers in Oregon, Washington, Idaho, and…read moreCalifornia. Our focus is on delivering the best possible experience for homebuyers, by meeting you where you are, understanding where you want to go, and helping you devise your strategy to get there. Let's embark on this journey together! Contact Melissa today for an exceptional mortgage experience and to turn your homeownership dreams into reality! 541-708-LOAN (5626)

My Fiancé and I were trying to buy a home in the bay area, and Allen was instrumental in turing…read morethat dream into a reality. He worked tirelessly with our lender and real-estate agent to make the process as painless as possible. As first time buyers we had lots of concerns and questions and Allen was always prompt to get back to us! All we can say is...... Thank you!!! We could not have done it without him!

From the owner: Oregon Based Broker serving Oregon and California. Rewarding the best borrowers Great Interest…read moreRates and Low Closing Costs, We Also Handle Hard to Find Loans