These people are as shady as they come! A little over a year ago my wife received a letter from them claiming she owed them money. Confused, we contacted them to see what this was concerning. It turns out it was about an old medical bill she had racked up years ago. At the time she was in a previous relationship and was under the impression that her ex had paid it, unfortunately that wasn't the case. We gave them our address and contact info (including my number and email etc) and asked if they could please send us specifics about the matter. We received zero correspondence from them, no letters phone calls or emails. They proceeded to go ahead and attempt to garnish funds from her bank account, luckily she didn't have much in there at the time. We asked our bank how this was possible and they sent us a large packet of letters they supposedly sent us, we never received any of them... No voice mails, no emails, and certainly no certified letters or any mail whatsoever! We have been battling our local post office for years as we live in an odd building and our mail delivery is very hit and miss. But even so, I would think if you're going to sue someone and/or garnish wages that there would be certified mail involved ensuring that we got the letters and could have a fighting chance of dealing with this before the point of garnishment. Not so much.. We contacted them again and they took my information again insuring someone would call us back, no phone call! Flash forward to 6 months later my wifes debit card got declined, she called her bank and sure enough they had attempted to garnish again. This time they seized the account all together and were demanding almost $900! For a medical bill that was originally $445! I contacted them last week and they claimed they had sent numerous letters over the years with no response as well as unreturned phone calls. Completely not true! We asked my wifes family to see if they had been contacted, nothing whatsoever! When I was younger I ran into a little trouble with debt collectors and remember a much different experience. They called me relentlessly and sent many letters etc. When I didn't respond they would harass me at work and call any family members that they could find. Nothing of the sort happened with these guys, just normal mail (that we never received), no phone calls, just right to garnishment and ridiculous fees. I have googled this company and they seem to be notorious for this sort of stuff. They are shady and utter and complete liers!!! read more