Love this bank. Special thanks to Melissa. She went out of her way to help me. I really appreciate…read morethe help

I joined SchoolsFirst because I believed the credit union pitch. Member owned, people helping…read morepeople, better than the big banks. What I found instead was some of the worst institutional incompetence I have encountered from any financial institution. After paying off a small personal loan in full, SchoolsFirst began reporting the account differently to all three credit bureaus simultaneously. Not slightly differently. Completely differently. One bureau showed the account as still past due long after it was closed and paid. When I disputed it with documentation, they produced two entirely different transaction histories for the same loan. Their own internal records contradict each other. They also sent an official dispute response letter that misidentified the loan product entirely, getting the basic type of loan wrong in formal correspondence. That alone tells you everything about how carefully they maintain member records. Rather than fix it, they declared in writing that they would no longer communicate with me about the matter, and then continued furnishing the disputed data to credit bureaus anyway. The practical damage is real. Inaccurate reporting on a small loan paid in full affects your credit profile, your interest rates, and your ability to qualify for financing long after the loan is gone. If you are a California educator considering SchoolsFirst, I would look carefully before committing. The credit union philosophy is easy to say and hard to find here when something actually goes wrong.

Have been a member since it was Members Own FCU that's over 25 years ago. Credit score 812 no debt,…read moremonthly income 12k. Wanted 6k for fire place insert, denied wtf

Worst customer service. I waited OVER AN HOUR to get a cashiers check because, after they counted…read morethe money, their machine they use to deposit jammed. I HAD TO WAIT FOR THEM TO UNJAM THE MACHINE. They could care less! Then I drive home, 1.5 hours away, only to see the name of the company on the cashiers check was incomplete. Idiots!! DO NOT RECOMMEND!

Friendly staff, quick helpful customer service and overall good place to bank. Thank you to the…read moremanagement that keeps this place running smoothly.

The banker was knowledgeable and courteous. Fast and easy opening my new account. Very happy.read more

Excellent service, competitive rates, and easy home loan process. I had applied with a Broker and…read morethat experience was much more complicated and restrictive than with Altura. Definitely recommend!

So after a 2nd horrible experience with the teller Casandra. I called and asked to have the branch…read moremanager call me. After 4 hours and no call noticed a $300 deduction from my account. Called customer care again. Was told the branch made a mistake and took the $$ out of the wrong account. Turns out it was the manager that did it. Lots of excuses the rude employee is a training issue. The money was because she as trying to look up my info to call me but had to help a customer and was in the wrong account. Asked to have the district manager call me 3 weeks later still no call not surprised. STAY AWAY and watch every penny in your account. How sad.

The worst. Terrible personal service, as if they were dealing with their money, not yours. One of…read morethe most problematic tech platforms I have ever used, constant calls, waits for up to 30-45 minutes, pass the buck employees, and no one seems to know what the problem is ... this time. Problems with my Debit Card working, always problems with mobile banking. No ATMs. It's just a mess. I am moving my accounts elsewhere.

I tried to find out how to set up 2-step authentication for my bank accounts... called a number…read morefrom the bank's website... talked to 3 people on that call and wrote an email asking about 2-step authentication... not a sole that I talked with knew what the hell I was talking about. No specific info could be found on their website. The conclusion that I can draw is that there is NO 2-step authentication with this bank... the only security for on-line banking here is Username and Password. I've been able to setup 2-step on all of my other bank accounts and credit cards, but not FFB. Disappointed and considering options.

I love this credit union staff is amazing and friendly and very helpful, I prefer this bank .read more

Refusal to investigate their own incompetent credit reporting has forced me to get an FCRA…read moreattorney. SchoolsFirst furnished false data to credit bureaus, declared they'd "no longer communicate" with me, then sent me documents calling my loan an "auto loan." I never had an auto loan with SchoolsFirst. I took out a $1,000 Classroom Supplies loan in 2023. Paid it off. Done, or so I thought. SchoolsFirst then reported a 30-day late payment to credit bureaus that their own internal records contradict. When I disputed it with documentation, they responded with boilerplate and declared in writing that they would "no longer communicate" with me on the matter. Here's where it gets worse: all three credit bureaus report this account completely differently from each other. One bureau is still reporting the entire account as past due, three years later, for a loan that was paid in full and closed in 2023. Same loan. Same furnisher. Three different stories. That is not a dispute. That is a data integrity failure. Then they mailed me a formal payment history letter, their own document on their letterhead, that described my Classroom Supplies loan as an "auto loan." I have never had an auto loan with SchoolsFirst. That is not a typo. That is a fabricated loan type in an official dispute response, which tells you everything about the reliability of their record-keeping.

My husband went in yesterday. He guessed guy was being trained cause a girl stood behind him whole…read moretime. We only have about 100,000$ in there but we're confiding transferring from our other two banks all to us bank. Will not be doing now. They were both very rude! Customer service should be first. Leave ur rude mood at home! Really 0 stars.

Long lines! Manager sits in office doesn't help customers. Can I call your local branch and talk to…read morea live person . I was forced to switch to First Foundation.

Huge shoutout to Emilio for making the process of opening a joint account so easy and actually…read moreenjoyable! From start to finish, he was super friendly, knowledgeable, and patient. He broke everything down in a way that made total sense and never made us feel rushed or overwhelmed. Emilio's positive attitude and attention to detail really stood out. What could've been a boring or stressful task turned into a smooth, stress-free experience. You can tell he genuinely cares about helping people and getting things done right. If you're thinking about opening an account, do yourself a favor and ask for Emilio--he's the best!

I was about to Quit Banking here because a technicality but thanks to Jennifer Having Very…read moreProfessional Customer Service Skills, I've stay after She Reopened my Closed Account, She Saved the Day.

I am at this this time working with Colleen E Ower at Wells Fargo, she has not called to introduce…read moreherself. The loan docs were suppose to be at the notary at noon today my Buyers arrange for a babysitter for her 5 children and her husband took off work and they waited until 1:45 PM for the loan docs they never came I called to speak with Colleen the only person I was able to speak to was Angela who she stated she was my "go to" person that couldn't tell me were the docs were, 2 hours later we find out they wanted an extension in which I ask her at the beginning can she close by July 31th as they bank will not allow ANY extensions. Colleen after 8 calls still has not returned my calls. I do not recommend this loan officer to anyone. I normally do not write reviews, I feel others do not need to go through with her as we did.