I cannot thank Lois enough for what he has done for me!!!! I have been coming to this Check Cashing on and off for a while. I'd always see the fliers on the counter advertising the Financial Coaching but I always assumed that I would have to listen to tips and facts I already knew with little advice on HOW to actually fix my situation. Well, I was completely wrong. Lois signed me up immediately. Upon my first appointment I told him my financial situation and he had a solution within minutes. We reviewed my current income and prepared a budget to figure out where my money was going. I told him I was stuck in between apartments, going from one hotel to the next, and that while I had longevity in employment my Credit Score was non existent. The hotel life was expensive and it took up over 85% of my income but I couldn't find a place anywhere due to my credit. He offered me a loan to receive a $200 secured credit card and the money to pay off a Derogatory electric bill on my credit. 6 months later my credit score went from non existent/ below poor to 657!!! I am now on my way to a 700 credit score thanks to Lois and his guidance. I now have 2 checking and savings accounts. 2 secured credit cards that have now increase from $200 to$500 due to my good standing in payments for the last 5-6 months. I am now eligible for other loans and unsecure credit cards. Now I get to take my time and see what works best for me and my situation instead of going after whoever offered. I now realize that controlling your finances is a great responsibility and can affect not only you but your family and their livelihood. Once again I thank you and your staff for being so kind and helpful. read more