The absolute worst with investigating fraud disputes. I had my account closed out in 2016. 2017 i go to open a second bank account and i find out fifth and third bank its saying i owe them. Immediately i start investigating. I eventually find out there was some fraudulent activity going on with checks. I never used checks EVER! So i immediately dispute it. I find out they processed these fraudulent checks not once but twice. How when the account was supposed to been closed?! Then after i dispute it i received a letter 2 days later saying they have reason to believe i may have possibly benefited from the fraudulent activity. Smh! After i received the letter i called the branch they sent me to the disputes dept i was told to call back. I called back when i was told to and they told me it wasn't anything they could do and they didn't know why it wasn't investigated or why they said i may have benefited from it. Then i tried to dispute it again they said i had to call the collection agency. They said i had to contact the branch. The branch then gave me another number saying it was disputes. I called that number, explained the situation, they gave me another number saying they could help me. I called that number and it was a recording for check systems. Smh highly unprofessional and they don't investigate when fraud occurs. And to think i was going to reopen my supposed to had been closed account. Terrible read more