Fortunately, my experience was pretty good at the DT location. Getting there was more of the…read moreproblem with all the light rail construction non-sense. I always forget there is a WF DT. The big WF signage in the sky was finally obvious to me on my walk to work the other day. There are not a ton of WF's by me; so I was really happy to see it. Line moved very quick. The girl helping me out was very nice. Verified my info and got me in and out during a busy lunch hour. I like that WF is not stingy with their check registers like TCF is. Maybe that's how TCF gets their overdraft fee charges, hoping that their customers will forget to record their activity. Quick and fast convenient option for downtown St. Paul.

Never any issues in spite of the bad rap they get. Always good service banking in person and their…read morebanking app is easy to navigate

As a former banker, I have high expectations when it comes to banking transactions and this branch…read moreanswered the question of why no one ever left US Bank for my former bank I worked for--and it isn't just because they're everywhere. The banker I worked with, Cortney, was very personable and assured me that my transition to US would be easy and made sure to explain all the ins and out of the US bank (bill pay, ATM usage fees or lack thereof, and how to keep the account free). The best part of the transaction was how insanely efficient everything was. I was set up with a checking, savings, line of credit, credit card, online banking, debit card, and an auto transfer during my lunch period. The account opening was awesome in itself, but the rest of the staff has been lovely to work with. One of the worst parts about not working at a bank is actually have to consciously go to a bank to take care of transactions. These staff here are awesome with their workday friendly hours and even during busy lunch hours have a line runner to take care of non cash transactions to keep the line moving. The former credit union aficionado is now loving some US Bank.

Well, US Bank has finally become scum like the rest of the big banks…read more Until recently I had an account for many years. Never had I monthly maintenance fee and I've never received a paper statement in the mail. All of a sudden they start charging me a monthly fee and a monthly fee for a paper statement that I never received. NO CLASS! BYE, BYE US BANK. I hope you go bankrupt!

MN - Minnesota BANK OF AMERICA/MERRILL LYNCH- I was told that this would be a great bank to go to…read morefor investing. Therefore, I moved all my accounts to them. BUT I received an inheritance (nothing huge), and naturally, I went to BoA to deposit. There was a hold put on it, and I was told it would take 10 business days (13 days total with weekends and holidays) in order to have access to those funds (my money). It also took them 30 days to get my bank card to me. I was told to use their digital app until the card came. Well, not every place allows digital wallets to be used. Though the customer service has been good (other than the angry cashier), holding someone's money for 2 weeks is absolutely ridiculous. That is not customer service. That is financial abuse!! Find a better place to go with your money, I will be.

I have moved all my accounts here. I even refinanced my house through them to escape the big banks,…read morealthough I'm disappointed to say that three months later they sold it off to Wells Fargo! But Affinity still services the mortgage, so I get to deal with their cheerful staff when I need something. I'm self-employed, and they worked with me to make the refi go as smoothly as it could. They also have an awesome car buying agreement with a number of local dealers. Walk in to the dealership, tell them you're an Affinity Plus customer, and they will give you a great price without haggling. I went in with a specific number in mind for the car I and features I wanted, and the credit union price was actually less than I'd been shooting for! I don't live near one of their offices but they have a good network of free ATMs and there's always the mailbox and online service. They are NON PROFIT so their aim is to get the best deal for their customers, not their shareholders and executives, and it feels like it when you walk in.

Don't be part of the corporate bank kleptocracy. Put your money where you are a member: the credit…read moreunion! Low/no fees, super-competitive loan rates, free ATMs, staff that WANT to help you...How nice to actually like the place where you do your banking!

I've been a member my whole life, so believe I have a good handle on how great this credit union…read moreis. While their main location is over off Rice and Pennsylvania in St. Paul (I literally have no set foot there in about 15 years), their online banking and mobile app has made in-person visits almost pointless. I love their app (which has been seriously upgraded in the last 2 years), which has the ability to deposit checks on your device. Super fast and easy. Not to mention, HCFU is part of a national association of other small CU's and banks, so when I lived in Madison I could go into any of their banks utilize their services for convenience. I have used their Auto Loan service a few times and have never had any issues, and their rates (all kinds) are among the best around. I don't know why you would bank with one of the large national banks that charge fees and are difficult to get any personal care. I can't think of a time when I've had issues with any of the customer care I've encountered. I cannot recommend HCFU enough!

I have been a member of this credit union for more than 27 years, beginning when it was HiWay…read moreCredit Union. During this time I have watched member service go from terrific to terrible. The larger the organization got the worse its service became. With the merger to become Blaze it became terrible.

I absolutely love banking here! Everyone knows me (or my father, who works for Xcel) by name. The…read moreloan process for my car was simple and easy with Rita. The online accounting is easy as well, I have the app (although I wish that there was ApplePay for my bank. The only down side (which doesn't bother me much it helps me save anyways) is that since it is a credit union they are closed on weekends so my paychecks (which process on saturdays) don't go through until Monday morning when they open. Or, per usual, any payments or charges made on the weekend don't clear until Monday as well. But like I said it doesn't bother me much. I highly recommend this bank if you are an employee or family member of an employee. The interest rates for loans are also fairly low and reasonable. They also have cash back rewards and atm fee returns.

From the owner: Northern States Power Credit Union remains a not-for-profit banking alternative owned by our…read moremembers. NSP Credit Union presently serves more than 4,000 members, with approximately $48 million in assets. We remain a strong institution where fees are few and personalized service comes first.