They are despicable. I was two days late on my monthly payment b/c my father was in the hospital for a week, then he passed away, so I was a little busy at the time, so they charged me a 15% late fee. 15%!!!! When I called them to explain the situation & ask them to waive the fee they refused, what with them being subhuman beings.
So I paid my premium for that month & that day I looked for another auto insurance carrier. When I discovered I could switch companies that day I immediately cancelled my policy with Direct Auto, meaning I should have gotten a full refund for the month I paid that very day. They refused to issue the refund, so I filed a dispute with my bank & was refunded the money.
4 months later I get a bill from them for $31, claiming it was the balance of the premium owed, when I owe them nothing. I'm fighting this & I will not pay it, having an 840 credit score I couldn't care less about the hit I might take for $30 Direct Auto is fraudulently billing me, basically trying to steal money. They're really sick people. read more