We had an excellent experience working with ACG Funding for our mortgage loan process. The team was…read moreprofessional, responsive, knowledgeable, and truly worked hard to help us through every step of the loan process. What stood out most was the value they brought throughout the entire experience -- not just in helping us secure the loan, but in providing clear guidance, fast communication, strategic solutions, and genuine support during a stressful time. They were patient, detail-oriented, and always made sure we understood our options before making important decisions. We genuinely appreciate all the effort and support they provided, and we highly recommend ACG Funding to anyone looking for a trustworthy and reliable mortgage company. Thank you again for helping our family through this important process!

I had an outstanding experience working with Stephen & Louise. From start to finish, they were…read moreincredibly knowledgeable, patient, and responsive. Whether it was answering my (many) questions, walking me through the process step-by-step, or helping me lock in a great rate, they truly went above and beyond. What impressed me most was their attention to detail and how they made what could have been a stressful process feel smooth and manageable. Communication was always prompt, clear, and professional--something that's hard to come by these days. I closed on time with zero surprises. I can't recommend them enough to anyone looking to finance or refinance a home. You'll be in excellent hands!

Leon was very professional and was able to elaborate all of the information specified when it comes…read moreto the loan and mortgage process. He made himself available 24/7 to help us with the process and understanding what documents we were signing. I would recommend him to anyone needing assistance with loans or purchasing a home. Very valuable!

Leon is very professional and I am enjoying to work with him. Fast response and always taking care…read moreof my clients. Highly recommended!

Joshua and Gaby helped me secure my first loan. They are very attentive and provided me with a ton…read moreof information to help me make the best decision in this process. Joshua provides daily updates every business day that are both informative and useful for learning about loans and the economic climate. Gaby checked in with me regularly and provided estimates when it came time to lock in a rate. Overall the process was very smooth and I am very happy with the results!

Joshua and Gaby helped me and my wife out in purchasing our first home here in SoCal. It's no easy…read morefeat trying to balance all the variables that go into the home buying process but Joshua and his team helped make the process easier and went into detail regarding explaining topics that first time homebuyers may be unfamiliar with. If anyone is out there looking for a reliable team that works to represent yourself and looks out for your best interest in the home buying process, consider Joshua and his team! Also for those interested in staying informed, the team sends out a daily (Mon-Fri) email regarding current events that may affect home buyers/sellers. This email is probably the one email that I consistently read on a daily basis just to stay on top of what's going on with housing.

As a new homeowner, James helped my fiancee and I in securing a great mortgage rate. We had to…read moreclose quick and James and his team was able to deliver with no issues. He was very communicative and transparent about each step, and we would definitely recommend him to others!

I've had the pleasure of referring many of my buyer clients to James, and the feedback has been…read moreconsistently excellent. One of my clients recently worked directly with him and had a wonderful experience with their home purchase. James takes the time to explain everything clearly, communicates with transparency, and is diligent with follow-ups so clients always feel supported. He takes responsibility, approaches each situation with eagerness, and goes above and beyond to make the lending process as smooth as possible. What impresses me most is his commitment to constantly improving his craft to better serve clients. Because of his professionalism, integrity, and dedication, I will continue to confidently refer my clients to James.

You're probably reading this review because you're looking for a lender. So just how is anyone…read more supposed to choose a mortgage lender? What should the decision tree look like? For me, I started by asking someone close to me who has recently gotten a mortgage. I wanted to see if they can recommend their lender. They did! They recommended Nick. I understand the questions you're asking yourself and I get it, you want to work with someone you can trust will go the distance to get you the best rates. You want someone who is skilled, who has the financial acumen, and is a financial mortgage expert. Nick encompasses all of those attributes and then some. Nick has over 10 years experience as a mortgage lender. He leads a team who under his guidance and leadership work diligently to make sure you don't fall out of escrow. They work very hard to ascertain you receive your loan on time. Nick is patient, explains loan terms, answers questions, and treasures his clientele. TBQH, you really don't need to look past Nick, he's fantastic.

My wife and I had high hopes for Nick since he was recommended by our friend as our first time…read morelender. Unfortunately, we were left with nothing but broken promises from him. Right from the beginning, Nick and his team calculated the wrong amount of loan we were allowed to take. Instead of being prompt to resolve the issue, he slowly stopped approaching us. Often times, he would miss our phone call, he then messages us saying he will call us back. We tried to respect him and his busy schedule by giving him time, but even after several days, we wouldn't hear back from him. My wife and I had to "chase his tail" to get updates on the progress. Eventually he stopped answering our phone calls and had his assistant answer us. His assistant would always be very vague with her answers, leaving us with unsolved questions. The very last phone call we made, yet again, was his assistant who picked up the phone. We asked her if our pre approval will be ready with in the time frame to which she replied "maybe". That was the last time we heard from Nick and his assistant. At the end, Nick couldn't provide us the pre approval letter within the time frame that he promised us. What's worse is he didn't even bother following up or check up on us, basically ghosting us. Nick wasted 3 months of our time during this competitive housing market. It is very unfortunate that our first lender, Nick, was very unprofessional and left a bad experience for us. Luckily we ended up with another amazing lender from ACG which worked out great. Extremely disappointed at the experience we had with Nick.

Gigi helped me to buy an investment property in Las Vegas with 1031 exchange. This is the lender…read moreyou can trust.

Gigi helps me to buy a property with private lending. They don't even need an appraisal. 5 days of…read moreEscrow. Love it!

I would never use this company. They called me to see if I need funding. I told the guy on the…read morephone i was talking to someone else. He told me to lock my account they were going to rob me. Then told me to kick rocks knuckle head. Not the kind of guys i would want to do business with. Very unprofessional.

Kelly and staff were great. Second time using them. We were able to close on time! Highly…read morerecommend

It's been a few weeks since we closed on our condo, but none of it would have been possible without…read moreTim. We ran into Tim and our realtor, Alan, at an open house they were hosting. If you've ever been privy to their organizational skills, you've seen one of their flyers with a clear breakdown of how much the house they are showing will cost you monthly based on your down payment. I think one of my favorite things about that open house was how I left with more detailed knowledge than when I went in (despite us opting out of that house due to the 2 flights of stairs), and dog dad said they had really great personalities and he loved how they weren't pushy or trying to convince us to go with them--we had a different realtor & loan officer at the time, and it was an absolute disaster compared to the amazing experience we had with Tim and Alan. Tim was welcoming without being overbearing, factual, and non-judgmental--all essential qualities you want in a mortgage loan consultant. Additionally, his attention to detail, overview of the process, and exceedingly reliable communication (and willingness to hold our hands as I freaked out through our whole 24 day escrow process) really sealed the deal for us. Tim was on top of everything in a time of mortgage interest rates on the rise and managed to lock our rate in before the jump. Additionally, he made sure we had back-up plans in place when I was starting my own stress spiral over the lender, and he made sure we could close in our shorter escrow window and move out of our tiny apartment on a long weekend. Honestly, we couldn't be more grateful for Tim and everything he did for us (between the late night calls to explain paperwork to us on our schedule and answering our five million questions we had after reading everything 2-5 times, I'm amazed he had time for anybody else). We couldn't have done it without him, and you can't go wrong with Tim as your loan officer (this coming from someone super picky). He's knowledgeable, patient, kind, and simply the best in the business. We can't wait to continue working with him in a few years when we eventually get another place!

Stephen and Tim is great! They just helped me to get my house in Rancho Cucamonga. The first time…read moreI met Stephen, he checked all my documents very carefully and gave me some advice on how to get a loan. After I got my pre-approved letter, they also gave me some advice on what kind of house I should be looking for, so that I would be easy to get a loan. They are very patient and explained me the details, try their best to lock a good rate for me. They are very willing to communicate , and they will feedback to me immediately if any updates. Thank you for their good communication with me and the bank, I closed my escrow within 25 days, 1 week earlier than we expected.