Baybank has been excellent to work with for both our business and our personal accounts. They have…read moregone out of the way to help us out and help us grow our business to meet the needs of our customers. Don St. Germain has been wonderful to deal with and still kept some of the old values of banking where a mans word is his promise! I highly recommend them to all the people I talk to.

From the owner: People You Can Trust…read more We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Our fundamental purpose is to meet the financial needs of the people in Delta County, protect and increase the value of our shareholders investments, and serve Delta County in financial and non-financial ways.

Since Spectrum took over the cable TV and internet service for my area, there has been a 32 unit…read moreapartment complex that houses elderly and disabled residents that has been left without those services for going on 4 months now. They are also ignoring calls from building management. Spectrum.... you should be ashamed of yourselves. With the weather turning colder, and the Holidays coming fast, people will be inside more and some form of entertainment would sure be nice. FFS if I could give negative stares it would -5 GET IT TOGETHER SPECTRUM

I just received my "new" phone, but I have to figure out how to activate it online. Good luck…read morewith that BS. And they have a customer "sales" office 509 miles away, and when I call it, it's the same 800 number that tells me they can't activate my phone, and to look online. The online site says they can't activate my phone either. The "loop" they have you on is automated. Whomever designed this "system" of customer service. Be it CISCO, or inhouse should have been fired. This is NOT service. If you can't compete with service from Verizon, or even consumer cellular, perhaps we should file a complaint with the FCC to have you eliminated as a service provider.