Don't do business with this company they're greedy. Have had a loan for two years now and they are…read morethe lien holders. My truck that I have through another company value has deprecated and reflects that on my insurance. This company wants my equipment to still be valued at the same price it was two years ago even with all the payments I've made over the course of two years. I also asked for a payoff just to know where I was at and they told me a number close to where I started at. After I called in they said it could be a lower amount. If you don't speak up and just pay it. I'm pretty sure they won't say anything. Do business anywhere else.

So this is how it happens. You have a small business and in need of cash to buy into product lines,…read morecash flow, equipment to increase sales. You have very few options so you turn to what they call merchant loans/financing. We were looking for 2-5 year loan but nobody wants to help the small business owners. You have 12-18 months to pay this type of loan they pull $500 a week on a $20,000 loan and because they never stated to me but could be in the contract they file a UCC-1 on both you and your company. When times get tough and you need some breathing room they quickly send their attorney after you. I had to stop the withdrawals because it got very slow and we needed some time to build cashflow. They sent Aubrey Law Firm immediately they in turn threaten garnishment, foreclosure and any other means. Anybody looking to this type of funding DO NOT DO IT.

I was introduced to Ron about 6 months ago and what he has added to our company since then is…read morepriceless. His experience in how things work in a startup world speak for itself. He saved us from countless mistakes, helped us organize our pitch, introduced us to potential lenders and become a personal adviser & friend. As we call him "Battle Tested Entrepreneur" I would recommend him any day! Thanks.

From the owner: We work with pre-revenue start ups with good potential, providing professionally written business…read moreplans, early investors, working capital, debt financing and many different versions of synergy partnerships.

Do not waste your time! I applied with Doug Bowdish in March of 13. I got pre-approved for more…read morethan I wanted. I made an offer on a house in May of 13 much lower than I was approved for. After two months, I had to repeat information to Doug, resend him documents, and correct his many mistakes. He delayed closing 4 times! I eventually stopped getting information from him, but surprised when my realtor had more information than me. Eventually after all the hassle he could not get the job done. Save your time and your money. I will pursue actions for every cent he cost me!

From the owner: BNC Bank provides full service banking in Golden Valley, MI. We are commited to providing superior…read morefinancial services to the member of the communities that we share. We work with both individuals and businesses to find the right finiancial solutions and products to fit their nmeeds. Our products include: Checking Savings Consumer loans Business loans 401k Wealth management BNC National Bank has numerous locations and is a Member, FDIC. Our knowledgeable staff is always available to discuss your financial options with you. Call BNC Bank today for more information.