The positives: Great people, multiple branches…read more The negatives: sub par online banking experience, limited electronic funds transfer capabilities, no connections to Venmo or similar apps, daily spending limits on debit and credit card accounts. Never have I had such difficulty spending my own money. Any debit or credit purchase above ~$2500 has to be arranged for in advance with the credit union. And the pre approval doesn't always work. I'm trying to buy a laptop. The vendor says both credit and debit transactions are being declined by the credit union and the credit union says it's the vendor. I'm left having to withdraw cash and drive to San Antonio to make the purchase.

I found this credit union to only have a limited amount of services as other credit unions…read more 1. Can't transfer funds online bank to bank. 2. They WERE compatible with Uber software so you could input a pmt method but no more, very important in Kerrville if you need it.