After having a checking and savings account here at Chase bank and paying all my bills online without a problem, I figured getting a loan for a car would be a smooth process...nope! I had such a frustrating experience.
I have a great credit score, bank here and was getting a loan for much less than the car was worth. Every time we called, no one knew what was going on and they didn't know what they needed. Every time we called to check on the progress of the loan, they "remembered" different things they needed in order to get the loan to go through. These were things they should have told us we needed on our very first meeting.
No one returned phone calls! I called at noon, was told our personal banker was with a customer and would call back when she was done. I called back at 2:30 pm and was told she was with a "different" customer. I called every few hours on a daily basis and no one ever called me back. When my loan FINALLY went through, the woman expressed her relief that "I would no longer be calling her 5 times a day" Well, gee, If you returned my phone call the first 20 times, maybe I wouldn't have to bother you by continuing to call. If you don't answer someone, they don't just "go away." You'd think that a banking professional would understand this.
On the day we signed our loan papers, she told us to go register the vehicle and get the title paperwork at the currency exchange across the street and come right back. Ok...we went and did as she asked and came right back. We were gone for 10 minutes MAX. Imagine our frustration when we returned and the woman was OUT TO LUNCH?!!?!?!? What? She told us to go do it and come right back...we had to leave it with someone else and hope the paperwork got into the right hands. The man we gave the paperwork to asked what he needed to do with it and what he needed to make copies of. How should we know?! That left us feeling SUPER confident...NOT.
Throughout the process of trying to obtain this auto loan, the employees at this Chase bank were rude, disorganized and no one knew what they were doing. Something that should have taken a few hours ended up taking a week! read more