I have used Char personally and have recommended her to my clients. She is incredible and has never…read morelet me down and has always gotten the loan closed. She is honest, communicates effectively and always find you the best deal and if she can't will let you know! I highly recommend her!

If you have found Char, you know you are very lucky! I couldn't…read morebe more grateful for all the help she has given me over the years. Refinancing, is not always the easiest thing to do but with Char it has been great. She is so patient and caring, helpful and experienced. I'd give her 10 stars if I could. So grateful for all her efforts and time. Donna D

Stephen went above and beyond during mine and my boyfriend's first home purchase. He was super…read morecommunicative and even connected directly with my agent to ensure everything went smoothly. We recently had the opportunity to refinance and without hesitation, Stephen reached out directly to us as soon as he noticed rates were coming down. We did not need to chase him for it nor constantly inquire about it--he just felt like it was the right time and reached out! I'm very grateful for Stephen and his team and will definitely be referring him to our friends and family.

Based on his numerous good reviews, I messaged Stephen early last August about the possibility of…read moregetting a United Wholesale Mortgage (UWM) 15-year fixed home loan at 1.99%. This was a new program announced by press release, which I read about in a Yahoo! Finance article, through a link on Google News. Having worked previously in real estate and finance, I knew what the key points were to our situation, so I included those in the message to Stephen, asking whether he would be able to do the loan. Stephen responded abruptly by saying that he would have to talk with me by phone, to discuss "details." After I called him, he proceeded to try to browbeat me into accepting a different program at a higher interest rate. His approach was to use old-fashioned psychological pressure tactics, along the lines of: "Are you so naïve that you think you could actually get such a loan? That rate is just a teaser that you would never actually get." He was crude, demeaning and even insulting. I informed him, politely, that I had a background in real estate and finance, so I was not naïve about these things, offering him one last chance to do business with us, if he was so inclined. But he insisted that the loan would not be possible for us, so I thanked him and said goodbye. Shortly thereafter, I found a straightforward loan broker who in fact did the loan for us, on exactly the terms I had in mind: 1.99% 15-year fixed, with a reasonable fee. We closed in less than three weeks and none of the things that Stephen said were obstacles turned out to be an issue. I am pleased to report that my wife and I are now enjoying substantially lower monthly payments. BOTTOM LINE: If you want someone with an "old-school" approach to sales--involving psychological games, pressure tactics and absence of transparency (resulting in your not getting the best deal that you could)--Stephen Wong may be a good fit for you. Anyone interested in connecting with the straightforward broker we ultimately used is welcome to send me a private message, as I'm not allowed to include that information in my review.

Want to give a big shout out to Jim Leanord and his entire crew at Jim Leanord's Mortgage…read moreConnection. Jim stuck with me for months and months as I tried to get my house refinanced. He was very up to date on the housing market in my area which is in the Salinas Valley and constantly kept me abreast of developments on interest rates. He had a very good feel for when the housing market would be favorable for me and made sure I had all my paperwork and documentation ready when I finally qualified. His people are friendly, honest, efficient and very knowledgable. I would double-thumbs up-5 gold star- ten out of ten recommend his company to anyone looking to refinance or in the market for a new home.

From the owner: The Mortgage Connection specializes in all forms of residential lending. We are an approved broker…read morewith over 30 lenders, so we are able to shop for the very best mortgage to fit your unique situation. Our goal is to make sure you get the best rate at the lowest cost available, and all in a timely fashion. For you seniors out there, we also specialized in reverse mortgages. For the right situation, a reverse mortgage can make your golden years so much more productive and satisfying.

Jen has been our agent for two sales and one purchase, and each time she was outstanding. She is…read morevery dedicated to her clients, highly knowledgeable of the local market and how to close the deal, both as a buyer and a seller. If you want to partner with the best in Santa Cruz County, she is the obvious choice.

Jen is one of the best real estate agents anywhere. It's not overstatement: she makes her work an…read moreart-form. She made the purchase of our home here such a pleasure--personal, responsive, local, fun, deftly communicative, and she deeply listened for our property wishes. While extremely patient in an extensive search process, once offers were going in, inspection time came, and escrow opened -- she was a complete go-getter with contractors, inspectors, with great local referrals to other professionals, from legal to financial. She even took a water sample to the lab for analysis! Who does that?? (Jen) We will be forever grateful to have had Jen's support and guidance in such an important life decision.

Erin is my go to for everything real estate, especially the local Santa Clara and Santa Cruz County…read moremarkets. She is incredibly knowledgeable, very marketing savvy and really cares for her clients. A very smart and professional women that knows what she is doing. She also has a great sense of humor and is very fun to be around which takes the stress out of what could be a stressful transaction. Hands down the only Relator I would recommend for buying, selling or investing in Santa Clara and Santa Cruz Counties. Thank you Erin for sharing your wisdom and passion with me. I feel lucky to know you.

We loved working with Kari ! We're a young family with 3 kids that were looking to buy our first…read morehome. Once we found our dream house, Kari's knowledge of the market helped us get it! In just a few weeks, she helped us score a move-in ready house with 4 bedrooms, 3 bathrooms, high ceilings, a pool, balconies with dream views in a prime location. We really appreciated how Kari went above and beyond to help us during every stage of the process (responding quickly to every single question we had! She was so patient! ). She made sure we had the best offer possible in this competitive market but also made sure we were protected and comfortable with every aspect of the sale. She pointed out subtle things that we would have missed but were really important for our decision process. With her great knowledge of the current market and contingencies, we were even able to beat a cash offer ! Many times while reading the disclosures or going through all the paperwork, we checked-in with her and felt so grateful that she was very responsive and that she was by our side to guide us and help us really understand what everything meant before signing anything. We consider ourselves extremely lucky and blessed to have had Kari as our Realtor! She is amazing and we would rate her higher than 10 if I could! We will eternally be thankful that she helped us find our beautiful home.

If you are looking to buy your future home, Evan is the person to work with. He does not act like a…read moresalesperson although it is his means of living, but he is so friendly and approachable from the beginning to the end. Most importantly he is very easy to communicate with and get a hold of, which is important especially with anything time-sensitive. Your concerns will be addressed in a respectful and professional manner, yet you will feel like you have a friend on your side. He is clear about the objectives and works hard to make your life easier. If you want less stress when purchasing a house, Evan is the man! He truly desires for your happiness and aims to help you in any way he can. We were privileged to work with an amazing realtor and have nothing but great things to say about him. You don't have to think twice... choose "Evan heaven" as our son calls him!

Evan is a pleasure to work with! He is very personable, easy to communicate with and knowledgeable…read more He will work incredibly hard to get you your dream home at the best price and will help explain the process each step of the way. I highly recommend him to anyone looking for a top notch realtor in the Santa Cruz/Scott's Valley area!

Greg is great to work with--super professional, easy to communicate with, and really knows the…read morerental market. He put in a ton of effort to help me find the right tenant and always made sure I was in the loop. You can tell he cares about doing things the right way. I'd definitely recommend him to any landlord looking for reliable property management.

Great service! Greg Flowers was always on top of it whenever my roommate and I needed something…read more Very professional and friendly and will definitely be using Authentic Real Estate again

We had a slightly unusual financial situation which the larger lenders were unwilling to…read moreaccommodate when we were looking for a loan. Lynn at Bay Equity was happy to take a closer look at our situation and work with us to get us the loan we wanted in the time frame we needed. She was professional, helpful and responsive throughout the process, answering any questions we had and keeping us posted on the process. We were extremely pleased with her service and would recommend her 100%.

From the owner: Bay Equity is a full-service retail mortgage lending institution. We embrace the highest standards,…read moreprovide exceptional customer service, and are committed to lasting relationships.