If you are looking to use an HSBC ATM to withdraw pesos, and have a foreign bank account, note…read morethat HSBC charges hefty fees. The bank charges an ATM fee, as well as a foreign currency conversion fee. The ATM fee is clearly stated. The conversion fee is not. In fact, the ATM asks if you want to use HSBC's exchange rate. I was told never to select this option because of the poor conversion rate. Regardless, HSBC does charge a conversion fee of about 2%. That does not seem like a lot of money, but when the bank implies it doesn't charge a conversion fee it is annoying to find out it does.

It was pretty easy to open an account here. I contacted them prior and they emailed the application…read moreforms that I was able to return along with scanned copies of my passport, proof of residency, and a bill from a utility company with my residential address. A few days later I went to the bank, set up online access and password and received my ATM card

opening a checking account here will be impossible for renters -- the bank requires a comprobante…read morede domicilio in the form of a utility bill in your name. so if your landlord pays your utilities, you don't qualify.

Santander has very bad management and systems. There are many things that if you want to do ( like…read morea large withdrawal ) where you need to either go in person, or by using WhatsApp with the "executive team". This is already a bad system as you kind of need to know their vacation schedule, but to make it worse the the "executive team" are very non-responsive and somewhat rude. I wasted a lot of time waiting in line in multiple branches trying to get the special exchange rate when making a transfer, but the employees were giving contradictory information that I ended up going a different route

if you are old and/or disabled, inbursa makes no accommodations. no ramp, you must mount concrete…read moresteps to enter. if you cannot read the screens on smartphones, you cannot bank here -- they require a comprobante de telefono.