I truly hope you are reading this BEFORE you are suckered into signing with Brookey Insurance. This is the worst company ever! You will be lied to. You will pay too much. You will be hit with a deceptive fee. They will/might take care of things for you ONLY while you have a policy, they will NOT take care of any errors if you cancel. They will NOT provide good customer services. They will NOT treat or talk to you like you are a real human being after you cancel your policy through them.
Like most others on here I was at the dealership, it was late and I was ready to sign the finance paperwork and get out of there, but I needed insurance first. Like others have stated my sales person told me Brookey Insurance would get me the best rate possible and it would be fast. I took the bait, she said fast, it was near 8pm and I had an hours drive home and still had to sign the finance paperwork. So I agree and sign the paperwork with Brookey Insurance, the agent said she found the best company and best rate for me and I took it with much apprehension (they signed me up with the insurance company I had been dealing with for months and was very unhappy with, their client hit me causing a total loss of my vehicle and settling was and still has been a nightmare).
I got the whole promise from the agent that in 6 months I would be able to get a better rate no problem at all. Of course there was the sketch fee I had to pay, but what are you going to do at 8pm at the dealership?
About a month after the purchase of my car I received a letter from the lienholder stating they hadn't received proof of insurance, which I was told would be sent to them. I called Brookey and they sent it in.
I changed banks and was on an auto draft, so again I called Brookey Insurance to notify them of my account change, they took care of it.
After 5 months of paying too much to a company I hadn't been happy with and have been trying to settle with for 6 months, I decided to look for quotes from other companies on my own, without Brookey Insurance. Sure enough I find the almost same exact policy with another company for a lot less money, and half the deductible!
I again call Brookey Insurance to cancel, the receptionist in a very rude tone asked "can I ask why?" I told her I had found a better rate with another company, and I got nothing but rudeness from then on. She said that I had to send a cancellation notice in writing and provided me with an email and fax number. I cancelled on the 13th of the month, my auto draft was set for the 20th, so I asked the lady if everything would be taken care of with the auto draft so that I wouldn't be charged for that month, she assured me that everything was fine and no other charges would come out.
At no point (sign up, changing my bank info, getting proof of insurance sent, and finally cancellation) did I ever speak directly to the insurance company.
On the 20th, at 5pm I receive an email from the insurance company saying thank you for your payment. I checked my account and see that they money was debited from my account when I had been told it wouldn't. I called Brookey Insurance, there was a voicemail and it gave a phone number for afterhours quotes. I called that number, obviously upset. The lady, even ruder than the receptionist, says this number is for quotes only and I'm not working, you're going to have to call the insurance company yourself and hung up on me.
I kept calling back and finally text the number letting her know I could do that all night, she replied that my policy had been cancelled and the money should not have been taken from my account but there is nothing she could do because she is with her family and the insurance company is also close for the evening in addition to Brookey Insurance being closed so I could call the insurance company at 8am because Brookey is just an agent and doesn't have my money. It's not their problem, but I was having my wisdom teeth removed the next morning at 8am, when both places opened, I knew afterwards I wouldn't want to call either company to deal with this as I'd be in pain. Not to mention the fact that I had NEVER dealt with the insurance company directly. But because I was no longer over paying for the insurance they found me they were no longer willing to help.
Please don't get scammed by this agent! read more