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    Brian Werner

    5.0 (1 review)
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    Mortgage refinancing

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    9 years ago

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    Gautam Atri - Realty & Mortgage

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    Gautam was fantastic to work with to purchase my first Airbnb property in Oakhurst. I could tell…read moreimmediately how knowledgable he was in working with investors-- which is rare to find! I appreciate how he thinks about things from a business perspective and ROI. He went to property showings with a lens of what potential improvements I could make. He is also incredibly supportive and knowledgable in the negotiations process which helped me save nearly $8,000 by having the sellers pay for the septic repairs!! Communication was clear, consistent, and very professional. I appreciate how he went out of his way to help me manage the purchase process remotely and represented me well as a buyer's agent. He continues to check in post-closing to see if I need any more support. I thoroughly enjoyed working with him, especially as a new real estate investor in the area. He has great connections to lenders, and other folks you'll need to work with in the acquisitions process. I'd recommend having some idea of what you're looking for, and still do some due diligence on the exact locations you're buying in since mountain towns and cities can be pretty different, however Gautam can guide you the right direction. I'm not sure how the buying process is different with the NARs settlement, but Gautam is someone you should feel comfortable having honest conversations with should you have any concerns!

    Amazing personality. Goes above and beyond for customers. He is passionate about his profession…read moreloves to work with veterans.

    NEXA Lending - Call Ray Today

    NEXA Lending

    (17 reviews)

    We are so grateful for Ray and Patti. At our first…read moreconsultation with Ray, we were impressed by his professional demeanor and personable approach. Before we committed, we met with him to gather more information and found Ray to be exceptionally clear and straightforward when explaining the process to us. We had no hesitation about choosing him for our mortgage lending needs. He possesses an in-depth knowledge of the mortgage lending process and guided us through every step. He worked tirelessly on our behalf to secure the best possible rates and tailored options to fit our needs, all while making sure we understood every detail. Thankfully, Ray was able to help us navigate the entire process with not even one concern. He responded to every text and phone call quickly and never left us feeling lost in the process. In fact, we were so pleased with him that we recommended him to family and close friends who were also looking to buy a house. Another benefit was that he introduced us to the realtor that we loved working with. At the end of our journey, we were able to buy the house of our dreams with a fast close and no money down. I can fully, in good conscience, say that Ray and his team will take great care of you and make home buying a pleasant experience.

    I've worked with Ray for 7 years and From the first day I spoke with Ray he was more like family,…read morehe is very knowledgeable and will get you the best deal for your loan. I do not hesitant recommending his service's to anyone and everyone, Ray is the best !

    The Soss - Waldo Mortgage Team - Franklin Direct - The Soss - Waldo Mortgage Team, Fresno California.

    The Soss - Waldo Mortgage Team - Franklin Direct

    (15 reviews)

    Knowledgeable, courteous, flexible, and offers competitive rates…read more As a first-time home buyer it was truly a pleasure to work with Aaron! Being new to the process it was very comforting to work with someone that is extremely knowledgeable in the mortgage process. Aaron walked us through all of the steps and proposed several different lending programs to best fit our needs. I was surprised to learn that we had so many options at our disposal. Aaron also monitored the daily rates for us and gave me a call whenever he saw a decline in the rates! As all smart homebuyers should, I compared rates, PMI premiums, and the programs offered of several different lenders and brokers. Benchmark had very competitive rates (which should be fairly consistent between lenders) and some of the lowest PMI premiums that I have ever seen. I will definitely be contacting Aaron again for a refinance if rates go back down!

    We recently relocated to the Fresno Clovis area in the Central Valley and needed help buying our…read morenew home. We reached out to Aaron again and he got on the phone immediately and sent us an email breaking down all the numbers and got us preapproved in lightening speed. The real estate market is so competitive in Fresno right now but he was able to make our offer so much than the other offers because he could close in 10 days once we got all our docs in! Now we are moving into our new home in Fresno. Thank you again Aaron!

    Brian Werner - mortgagebrokers - Updated August 2026

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