My husband and I first discovered Farmers and Merchants bank when we were trying to get a home loan…read morefor a house. We actually had already started the process with another bank but Melissa Miller is SO good at her job, that she stole us as customers. She gave us better rates and a better deal which saved us tons of money in closing costs that we were able to use towards other moving expenses. Not only did she beat the other bank's loan offer but she also is and was just so super efficient and nice and so quick to respond anytime we asked her questions. Even if she was unable to reply right away, she'd still text us and let us know she'd get back to us as soon as she could. Very professional and personable. Anything we needed, she was quick and happy to help. She was a lot more responsive than the other bank had been, so it was a no brainer for us to switch to her. If you're looking to get a home loan for a house in the area, I'd say use Melissa. Even our realtor team said they prefer to work with her over any other person in the area. Thanks to her being so great, we have also decided to bank with Farmers and Merchants. We've only gone in once so far for banking and already had a great experience. I wish I could remember all the names of the nice bankers at the front desk but they were all very kind. The lady who helped us was awesome and we visited with another man and woman at the front desk as well and they're all very professional. Top notch choice for banking and home loans.

From the owner: Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil…read more Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.

I recently moved to Mountain Home from North Carolina and had opened an account at another bank…read more This other bank hasn't a clue how to treat a customer or what "customer service" even means. After four frustrating months, a friend recommended I go to FNBC. I did, sat down and spoke with Melanie, and in a very short time had my new checking account open. Every time I have gone in to the local branch, whether for a cashier's check or just a question, I am treated like I matter. They truly know how to treat their customers. I am very pleased and plan on being with them a very long time.

Where do I start, I got in contact with this bank about financing a boat for out of state buyer. I…read morewas told yes we do that so I filled out credit app and then was told if I lived in Ark or Missouri they could do it, but not since I live in Fla. I asked them to remove the hit on my credit. WRONG it was just a miss understanding. Who would in their right mind would do business with a bank like this. I am moving to Ark in the near future and if this is the only bank around my money will be buried somewhere. I would not trust them with one penny. Not going to last long when they do not train the employees, instead the quote SHE IS NOT IN THE LOOP really what type of answer is that. STAY FAR FAR AWAY

Worst Bank I've ever been to would not cash my check. I had valid identification. I got…read moreverification from the people who were paying me and still will not cash my check and then told me to leave the building terrible branch they need foreclosure.

My husband and I recently refinanced our home with the rep, Darren Darracq. Since it's a…read moremanufactured home (please don't call it a trailer) our only option was US Bank. How lucky did we get!? We've had great service. A painless refinancing process, no fees, only had to gather a few documents and everything was explained simply and without pressure. Today I returned there to discuss an IRA, again with Darren Darracq (who handles both areas, something most banks don't offer apparently). He explained things honestly, even though it didn't benefit him to tell me I'm in a good situation where I am now. It's refreshing to deal with someone who isn't trying to sell you something and can talk to you as an equal. One more note: my husband went to there for a free money order (a perk that comes with our checking account) and their printers were down. It took them about 15 minutes to get it going and for his wait they credited our bank account $5. How is that for compensation! Very pleased so far.

Arvest is hands down the shittiest bank I've ever had the displeasure of dealing with…read more You guys are FDIC insured but won't replace any bills even though you're FUCKING REQUIRED TOO. The hold times are fucking ridiculous, getting ahold of support is the chore of a fucking life time, and everything else is just ass about this bank I've been with arvest for a good portion of time, and it's been head ache after head ache with them. BUYER BEWARE, EMPLOYEES ARE STUPID, DONT KNOW THEIR OWN POLICIES OR QUALIFICATIONS. SAVE YOURSELF A HEADACHE AND DRIVE BY THESE PLACES

Arvest Bank is the WORST bank I have EVER had the dis-privilege of having to deal with!! You…read moredeposit your paycheck which is written on THEIR bank and they still hold all but 200 till "processing" is done!! They try to charge you $5 to cash checks written on THEIR bank!! They SUCK!

People that work in bank are very friendly and helpful, but their online banking is the worst. I…read morehave to use it once a month or change my user name and password. I have tried to use on weekends to either check deposits made or to transfer money and am told to call main office . Of course no one is there late on weekends or at night when I am checking account. What a pain.