1. Bayside Business Advisors

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Miami, FL

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Bayside Business Advisors

5.0 (3 reviews)
Open • 9:30 am - 6:00 pm

By appointment only

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Response time

10 minutes

Response rate

100%

Services - Bayside Business Advisors

Debt management

Business loan

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Recommended Reviews - Bayside Business Advisors

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4 months ago

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Byron A.

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6 months ago

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Byron A.

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6 months ago

fast funding! very professional! was able to get $125k line of credit with 11% interest rate. such a life saver!

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Byron A.

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Ask the Community - Bayside Business Advisors

What size business qualifies for an SBA loan?

Most small businesses qualify. The SBA checks your industry and looks at either your yearly revenue or your number of employees. For most service businesses, the revenue limit is under $8M–$41.5M per year. For manufacturing, it's usually under 500… 

What is invoice factoring and is it right for my business?

Invoice factoring lets you convert unpaid invoices into immediate cash — typically 80–90% upfront — instead of waiting 30–90 days for clients to pay. The factoring company collects from your client and sends you the remainder minus a fee. It's not a… 

Can I refinance my SBA Loan?

Yes, in some cases. SBA loans can be refinanced if the new loan offers a material improvement — lower rate, better terms, or reduced monthly obligation. The process requires meeting current SBA eligibility standards and going through a full… 

What businesses quality for SBA loans?

Most for-profit U.S. businesses qualify if they have 2+ years in business, 680+ credit score, consistent revenue, and clean tax returns. You must operate as a registered business and show you can't access conventional financing on reasonable terms.… 

Can I get business funding if my bank just turned me down?

Yes. A bank denial just means you don't fit their checklist — not that your business isn't fundable. Alternative options like short-term working capital, revenue-based funding, and bridge loans evaluate your actual cash flow and recent deposits, not… 

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Two4 Financial

Two4 Financial

(1 review)

Brickell

They go above and beyond to get you the help needed, definitely recommend them !! When everyone…read moreelse said no they said yes and helped get the funding we needed

From the owner: Banks saying no? We say let's talk! At Two4 Financial, we…read moreprovide business owners with real funding options that fit -- no endless paperwork, no wasted time. We deliver quick approvals, flexible terms, and real results! Let's talk today Services/Loan Products Include, but aren't limited to: Real Estate Financing (& Real Assets): - Commercial Real Estate (All Asset Classes) - Residential Real Estate (Investment Purposes Only) - Land - Ground-Up Development - Predevelopment Financing - Mezzanine Loans, B-Notes & Preferred Equity - 2nd Mortgages - Unsecured Working Capital Loans - GC / Builder's Line of Credit - Investor's Credit Card - Recapitalization - DIP Financing - Condo Association / HOA Financing - Note-on-Note Financing - Hard Assets: Yachts, Airplanes, Collectible Art, Etc Business Financing: - 0% Interest Business Credit Cards - Flexible Lines of Credit - Working Capital Loans - Equipment Financing - Start-up Loans - SBA Loans - Term Loans - Inventory Loans - Factoring - Accounts Receivable Financing - Payroll Financing - Debt Consolidation & Refinancing - MCA Consolidation - Emergency Financing Capital Advisory & Biz Dev: - M&A Capital Stack Advisory - Credit Card Processing Fee Elimination - Fully Integrated Payment Processing Solutions - Payment Processing Cost Savings Analysis - Debt Refinance Cost Savings Analysis - Debt Capacity Calculator - DSCR Calculator

Bayside Business Advisors - financialadvising - Updated October 2026

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