1. Bayside Business Advisors

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Miami, FL

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Bayside Business Advisors

5.0 (3 reviews)
Closed • 9:30 am - 6:00 pm

By appointment only

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Response time

10 minutes

Response rate

100%

Services - Bayside Business Advisors

Debt management

Business loan

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Recommended Reviews - Bayside Business Advisors

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4 months ago

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Byron A.

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6 months ago

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Byron A.

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6 months ago

fast funding! very professional! was able to get $125k line of credit with 11% interest rate. such a life saver!

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Byron A.

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Ask the Community - Bayside Business Advisors

What size business qualifies for an SBA loan?

Most small businesses qualify. The SBA checks your industry and looks at either your yearly revenue or your number of employees. For most service businesses, the revenue limit is under $8M–$41.5M per year. For manufacturing, it's usually under 500… 

What is invoice factoring and is it right for my business?

Invoice factoring lets you convert unpaid invoices into immediate cash — typically 80–90% upfront — instead of waiting 30–90 days for clients to pay. The factoring company collects from your client and sends you the remainder minus a fee. It's not a… 

Can I refinance my SBA Loan?

Yes, in some cases. SBA loans can be refinanced if the new loan offers a material improvement — lower rate, better terms, or reduced monthly obligation. The process requires meeting current SBA eligibility standards and going through a full… 

What businesses quality for SBA loans?

Most for-profit U.S. businesses qualify if they have 2+ years in business, 680+ credit score, consistent revenue, and clean tax returns. You must operate as a registered business and show you can't access conventional financing on reasonable terms.… 

Can I get business funding if my bank just turned me down?

Yes. A bank denial just means you don't fit their checklist — not that your business isn't fundable. Alternative options like short-term working capital, revenue-based funding, and bridge loans evaluate your actual cash flow and recent deposits, not… 

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DesCPA - Lydia Desnoyers, CPA, CFE | Business Coach, Fractional CFO & Strategist

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Lydia has completed my tax documents for the past several years. If you are seeking an…read moreintelligent, competent, and professional accountant... seek no further. Aside from her professional skills, her 'bedside manner' is exemplary in how patient and thorough she is in answering any questions or concerns. Her appointment system is simple to use and reflects the flexibility of her scheduling even during the 'tax crunch' time of year. She is enthusiastic about her profession and I have always felt that I was treated more as family than as a client. I enthusiastically recommend her for all of your tax preparation needs or concerns. Lydia has saved me time and money and always gives me sound and prudent advice. Thank you Lydia!!

I had an excellent experience with DesCPA Business Advisory. From the very first conversation,…read moreLydia was everything I want and need in a CPA. She was extremely well-informed, highly knowledgeable, patient, and able to explain complex financial and tax concepts in a way that actually made sense. What stood out the most was how at ease I felt by the end of our phone call. For the first time in months, I wasn't stressed about my finances or business structure. I literally hung up the phone, went back to the gym, and realized how much mental weight had been lifted off my shoulders. That level of clarity, reassurance, and professionalism is rare. If you're a business owner or entrepreneur looking for a CPA who truly understands strategy, listens, and provides real peace of mind -- I highly recommend DesCPA Business Advisory.

Bayside Business Advisors - financialadvising - Updated October 2026

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