I was first approved for a $5,000.00 loan by 24 Cash Today, that says they are based at 100 Crescent Circle, Dallas, Texas and was told that there would be an insurance fee of $175.00 prior to loan approval in the event I default, they took $199.99. I used a Vanilla Go Debit card and paid the $199.99 The person (said his name was Frank) then said that "Due to my credit score being below 650, I would need to provide $500.00 (they took $499.99) to get the loan and as "Frank" put it "The money was needed to up my credit score". I asked how many more times I was going to be asked for additional money, "Frank" said that this would be the last time and I was to wait 30 to 40 minutes And I will see the funds deposited in my bank. I waited over an hour and saw no deposit, so I called back, and they said they were working on it. I waited about another hour and called and was told they needed an additional $400.00, and this would be the last time I told them I was not paying any more funds. (This is rich) Frank told me "The funds had been transferred to the debiting side company but that due to my credit score being low that the state I live in government put a hold on the deposit because my credit score was less than 650 until I paid the additional $400.00" Knowing this to be a falsehood, I told them to refund the $699.98. I was told to wait for 24 hours and the $699.98 will be deposited into my bank account. I called Vanilla Gift as the two transactions showed "Pending" hoping I could stop them from going through which is why Frank wanted 24 hours so that he could get Called Frank back and was fed a line of BS that he was having trouble getting the $699.98 back, the $699.98 and vanish. I waited the 24 hours and no $699.98 credited to my bank. I then Called Frank back and was fed a line of BS that he was having trouble getting the $699.98 back,
In checking with the BBB it shows the company is not associated with the BBB and has the reported grade of F but on their web site that display the BBB logo, falsely implying that they are backed by the BBB, which I have confirmed that have not. read more